answersLogoWhite

0


Top Answer
User Avatar
Wiki User
Answered 2017-01-01 23:12:54

If you're in the U.S., go to the state agency that regulates insurance companies. Each state has very specific laws and regulations.

All state insurance regulatory agencies have Consumer Services departments (although they may use different nomenclature). Their function is to be the gatekeeper for consumers and intercede on their behalf through investigation of complaints. Generally, you will need to complete a request for assistance (which in some states may be electronic), and specify the nature of your complaint. Be as specific as possible, including policy number, claim number, and of course the identity of the insurer; the complaint form may request that you submit a copy of your policy (never send your only copy).

Upon receipt of your material, the Consumer Services authority will request the insurer for its side of the story, and will attempt to facilitate a middle ground. Keep in mind that one side or the other is not always correct. Therefore, to better the chances that you will get the resolution that you seek, be sure to keep full documentation so that it is available for use in a dispute. Also remember to stay flexible, because it is usually the sign of a fair settlement when one side feels that they did not get quite enough and the other feels that they gave a little too much.

For those of you who want to do research on a company before you purchase a plan, many states will report the number of consumer complaints per company for their state. Many state insurance websites will report the numbers. Search using your state name plus "department of insurance."

As an agent, here is how I tell clients to interpret the complaint numbers. If a consumer reports a complaint to the state's insurance department it's probably a big complaint. Over a cup of coffee consumers may complain to each other about their insurance company, but when they report it to the state it's big. If you see a company with a large number of complaints, versus other companies, or greater than their share versus sales, I think there is good reason to possibly avoid the company. (Ratings, complaints, years in the business, history of rate increases, etc. are criteria used to compare companies).

001
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Your Answer

Loading...

Still have questions?

Related Questions

What does the Lincoln Financial Advisors help with?

Lincoln Financial Advisers help clients with various types of insurance. The company also sells custom insurance like combining life insurance with long term care planning.


Can your Health care insurance force your wife to purchase health care insurance through her company?

No.


What insurance company care bfno?

What does care bfno mean


How long does an insurance company have to settle a claim in the state of Washington?

There are state and company guidelines, however they can be extended. The company needs the time necessary to fully investigate the claim. If you care to provide (either in the discussion forum on this question or my message board), the details, perhaps I could be of more assistance. If you want you could always file a complaint with WA states dept of insurance, I assure you these complaint answers are VERY time specific.


How can one get UK health care insurance?

It is only possible to get UK health care in insurance in the UK. Knowing what city a person is in will help decide what company to choose when you pick your insurance company.


What does the Argos Company sell in the UK?

The Argos company in the UK sells many different items. They sells clothing, furniture, Personal care, with great deals and bargains. Also the company sells Health and Beauty care products, Home and Garden, Jewelry, toys and technology.


Is portable life insurance the same as long term health care?

No. You will only get "insurance" from an insurance company.


Can you name a company that sells skin care cream?

"There are way too many companys that sell skin care cream. And, there is a huge selection of skin creams for anyones needs. Arbonne is a french company that sells a complete line of skin care creams."


Does united teacher associates insurance company offer long term care insurance?

YES


How do you contact Dan England of C R England trucking company?

You cannot contact him, and he does not care about your complaint.


Which of these types of health insurance can you buy through a private insurance company?

a managed health care plan


What are some services offered by Bankers Life and Casualty Insurance company?

The services that the company Bankers Life and Casualty Insurance offers is mostly insurance. Some of the insurance they offer are life insurance, long term care insurance and annuities.


What does the average insurance company cover for in home care for the elderly?

Different insurance companies cover differently. You have to call your insurance company to see what they cover specially. You could change insurance companies also.


What are two services that Ameriprise Insurance offers its patrons?

Ameriprise is an insurance company a few of it's insurance offers include long term care insurance as well they also offer short term care insurance and term insurance for their patrons.


How do you sue another persons insurance company for an accident that was their fault?

You don't. You sue the individual. The insurance company is obligated to take care of the obligations of the individual.


Where is the Humana Insurance Company based?

The Humana Insurance Company is based out of Lousiville, Kentucky in the United States of America. They are a health care company that manages and administers health insurances.


Where can one purchase personal health care insurance?

Personal health care insurance can be found on eHealth Insurance, Humana, Aetna, United Healthcare, Cigna, BCBSM, State Farm, and Golden Rule Insurance Company.


Where can I find a Christian health insurance company?

http://www.chministries.org/ is a great Christian Health care insurance company. Check it out, and talk to them about it. They will set you up with what you need.


What is the difference between an insurance agent and insurance broker?

An Insurance Broker has a duty of care to the client to secure the best deal on the market by 'broking' the insurance requirement out to all insurance companies who will accept the risk. An Agent of an Insurance Company works only for the Insurance Company concerned and thus the client will get a quote from only the insurance company the Agent represents .


I got into a minor accident and I was at fault. The other driver had my information and will file with my insurance company. Anything I need to do?

You should contact your insurance company and let them know. Your insurance company should take care of the rest.


If someone hits your rental car?

The insurance company will take care of your damage,


Which company offers health insurance for children in Louisiana?

These companies provide health insurance for children: Blue Cross Blue Shield, Time Insurance, Celtic Insurance Company, Coventry Health Care of Louisiana, Golden Rule Insurance, and Humana.


What does the aetna inc offer?

Aetna is an american health care insurance company. It provides affordable insurance policies for health care including dentals, vision, and Medicare.


What is a combined life insurance company?

Combined Insurance is a global provider of supplemental insurance, including accident insurance, life insurance and critical care coverage. Combined Insurance operates in North America, Latin America, Europe and the Pacific. The company is headquartered in Glenview, Illinois.


Will the insurance company cover the cost of home care for my mother?

In general most health insurance polices cover the cost of home health care. But each policy will have certain requirements that must be met in order to qualify. You need to contact her insurance company for more details.