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How do you find a state approved credit counseling class before which you have to take before you file for a bankruptcy?
Wiki User
∙ 14y ago
Go to the US Trustee's Website. This is the link http://www.usdoj.gov/ust/eo/bapcpa/ccde/index.htm.
Wiki User
∙ 14y ago
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Do you have to get credit counseling before you can file for bankruptcy?
You do not have to necessarily get credit counseling before you can file for bankruptcy.
Options are there before bankruptcy?
You can try credit counseling, as well as debt consolidation. That way your credit won't be ruined.
Is a debt doctor necessary before filing bankruptcy?
Yes, you need to have some form of credit counseling approved by the U.S. Trustees program. You must also take a finacial management course before you file for bankruptcy. The best thing to do is hire an bankruptcy attorney to guide you through the process.
Should I seek out the services of credit counseling to handle my bankruptcy?
Credit counseling can be useful to use before declaring bankruptcy. They can help you manage your debt, develop a realistic budget, and formulate a plan to negotiate payments.
Is a credit couseling program required if I file for bankruptcy?
Most states do not require you to take a credit counseling course before filing bankruptcy. This is typically a volunteer activity.
What services does Hummingbird Credit Counseling offer?
Hummingbird Credit Counseling offers bankruptcy certifications, non- bankruptcy financial counseling, learning center and resources, and attorneys and consumer organizations.
Do you have to take a credit counseling course prior to filing bankruptcy?
yes
How much is a certificate from a debt counselor for bankruptcy?
My bankruptcy clients have seen prices ranging from $30-$50. You should check with the local United States Trustee's office for a list of credit counseling agency that are approved in your judicial district.
What is the purpose of credit counseling?
The purpose of credit counseling is to let a person know ways to reduce their debt. They also counsel people in ways to stay out of debt. A person might need credit counseling if they are about to file for bankruptcy.
What is the difference in consumer credit counseling and debt settlement?
Answer:If you're struggling to manage your debts, then credit counseling can help you find a way out. Federal law now mandates that all bankruptcy candidates receive credit counseling before filing. However, credit counseling services can also help you long before bankruptcy becomes a possibility. credit counseling offer a wide range of solutions based on your specific situation. They'll review your finances, advise you about budgeting, and devise a program to help you get out of debt. Where as in debt settlement your debt amount gets reduced. When a debt is settled for less than its full value, the creditor will note that on your credit report. The damage is much less than you'd experience with bankruptcy or default, and in most cases your credit will improve within a couple of years.
What services are provided by Consolidated Credit Counseling Services Inc?
The CCCS of Greater Dallas offers a wide variety of help and counseling for financiers in rough situations, such as bankruptcy and debt holes. The services offered includes financial counseling, bankruptcy services, credit report reviews, debt management plans, housing counseling, and more.
What are the chapter 13 bankruptcy laws in Michigan?
Chapter 13 is a federal law, which means it is the same in all 50 states. See 11 USC 1301 et seq. The U.S. Constitution calls for a uniform set of bankruptcy laws. The exemptions available to Chapter 13 debtors, on the other hand, differ by state. The homestead exemption in Michigan, for example, is $35,300 in most cases.
