I am trying to locate a policy for my mother, Jean E Fyler
McGowan. Her policy was gained through her membership with the American Legion Auxiliary of Florida. She passed in June of 2012 due to dementia and phenomena.
It was during this time that I too was in a nursing home due to a massive heart attack and a quad by-pass.
All of our possessions were packed away. I have not been able to locate her policy nor her policy number. Her D.O.B
was 30 August 1922 and her social was 068-16-3598. Jean's residents prior to her passing was 7349 Ulmerton
Road, Lot 1067, Largo Florida 33764
My name is Claire E. Knight, I am her daughter and I was listed as her beneficiary. I do have a copy of her death certificate.
How do I get the information that is needed regarding this policy so that I can place a request for payout to cover for her funeral expenses?
I can be reached at angel_magic4u2@yahaoo.com
Thankyou for your assistance in this matter
Claire Knight
i trying to find out if my father who is deceased have a policy
If you don't know the name of the insurance company then you can go to the website of FindLostLifeInsurancePolicy and do a search.
I just found a policy for my deceased father. the certificate number is 0070-w-s-245. Effective date is January 1, 1948. What do I do to find out more on this policy?
Life Insurance and EstatesNO, not if the named beneficiary is not deceased. The proceeds of a life insurance policy belong to the named beneficiary not to the deceased. It should not under any circumstances be included in the estate of a deceased or the probate process. If no beneficiary is named or if all beneficiaries are deceased then their is no alternative. When their is no named beneficiary then the value of the life insurance policy reverts to the insured and must then be included as part of the deceased estate
If you suspect a deceased family member had any life insurance, but you cannot find a policy, there are several things you can do to find policies. If the deceased had a policy through work you can contact the Human Resoures department. They will know what benefits the deceased had. You can also check with any credit cards companies the deceased used. There may have been death insurance through the credit card. For individual policies you can use one of the paid search companies to find the policy for you. Do a search using "find lost life insurance policy" or "missing life insurance policies" and you will find some reputable search companies. You should be aware that insurance companies do not turn policies over to State Unclaimed Property accounts unless they know the person has died and they cannot find the beneficiary. So searching unclaimed asset sites is a waste of time. The beneficiary has to find the policy if they hope to collect any benefits. That's why it's usually easiest to use a paid service.
If you suspect a deceased family member had any life insurance, but you cannot find a policy, there are several things you can do to find policies. If the deceased had a policy through work you can contact the Human Resoures department. They will know what benefits the deceased had. You can also check with any credit cards companies the deceased used. There may have been death insurance through the credit card. For individual policies you can use one of the paid search companies to find the policy for you. Do a search using "find lost life insurance policy" or "missing life insurance policies" and you will find some reputable search companies. You should be aware that insurance companies do not turn policies over to State Unclaimed Property accounts unless they know the person has died and they cannot find the beneficiary. So searching unclaimed asset sites is a waste of time. The beneficiary has to find the policy if they hope to collect any benefits. That's why it's usually easiest to use a paid service.
The life insurance benefit will be paid to the deceased's estate.
The policy proceeds will become part of the decedent's estate.
My best friends mother passed away last August. She had spoke of a life insurance policy that she had taken on herself years before she passed away,however no one in the family knows how to locate it. What steps do the family need to take to find this insurance policy?
If you believe that you are a beneficiary of someone's life insurance policy, but don't know which insurance company - go to court and request to see the probate file of the deceased's estate. It should be listed there.
No, it does not. Life Insurance is a contract between the deceased and the insurance company. Unless the estate has been listed as the beneficiary, the will has no affect on the policy.
If the insurance policy owner did not specify a beneficiary or the beneficiary is deceased, then the life insurance proceeds go to the insured's estate.