How do you find out if a deceased person has a life insurance policy?
Unfortunately, there's no clearinghouse of information on life insurance policies. Suggestions: * Go through canceled checks or copies of old checks where the deceased banked at and you might find the company on checks they wrote to make payments. The name would be listed on the checks. * Check old credit card statements, for payments made to an insurance comapany . * Check probate court records of your relative's estate for details. A life insurance policy could show up as an asset. * Contact any past employers for policies of group life insurance. * Contact family members (i.e., brothers, sisters, or children)who might have information about your relative's finances. They might know if any was bought insurance and from where. Ask any lawyer, banker, or accountant, the relative may have had. * The relative's auto or home insurance agents may have sold them a life insurance policy or might know from where one may have been purchased from. The agent can contact the home office to determine if a policy may be on file for that client. There may be legal requirements before any information can be released, but if you know the policy is there make the request. * If life insurance may have been bought recently, there might be a trail of the companies to which they applied. The Medical Information Bureau maintains a database that shows if insurers requested medical information on your relative within the past seven years. Record searches can be requested from the Disclosure Office of the MIB If no beneficiary comes forward to collect the death benefit, and the insurance company does not locate a beneficiary, the insurer will send the death benefit to the state within a certain period of time (usually three years, although it varies depending on state). Even after the state receives death benefit, the funds can still be collected by a beneficiary. You can check their personal files and checkbook to see if they issued any checks each month for life insurance. Check their checking account statement for checks issued to a life insurance company. Search their belongings for a card from their life insurance agent to contact. Ask any persons who may be a beneficiary of the policy - spouse or children / relatives and see if they have any knowledge of a life insurance policy owned by the deceased person. I have realized, as a life agent myself, that many people lost track or just did not know that they are the beneficiary to any policies. I have been asked numerous times "how should I keep my beneficiary informed that when I die, that they are the beneficiary." We will constantly remind them with a yearly notice that they have an inheritance coming to them. I encourage people to view our website, www.findyourpolicy.com and join the many members that feel we are a benefit to them and their family. If anyone has any questions, please feel free to contact me directly at
Basically you probably can't. However if the person is deceased then the matter would be part of the deceased estate and the executor of the Will and or the lawyer should be able to find out.
i trying to find out if my father who is deceased have a policy
I just found a policy for my deceased father. the certificate number is 0070-w-s-245. Effective date is January 1, 1948. What do I do to find out more on this policy?
If you suspect a deceased family member had any life insurance, but you cannot find a policy, there are several things you can do to find policies. If the deceased had a policy through work you can contact the Human Resoures department. They will know what benefits the deceased had. You can also check with any credit cards companies the deceased used. There may have been death insurance through the credit card. For individual policies… Read More
If you don't know the name of the insurance company then you can go to the website of FindLostLifeInsurancePolicy and do a search.
My best friends mother passed away last August. She had spoke of a life insurance policy that she had taken on herself years before she passed away,however no one in the family knows how to locate it. What steps do the family need to take to find this insurance policy?
The only way to find a person or deceased Life Insurance policy with a Social Security number is to know the name of the company that issued the policy. With that information, the beneficiary can contact the Life Insurance company and search his policy with his Social Security number. Please keep in mind that if you do not have a signed sealed death certificate the policy benefits will not be issued. Also, the death benefit… Read More
Findyourpolicy.com provides a A free Central Database to help Consumers protect their beneficiaries from losing their life insurance inheritance. If the deceased person had a life isnurance policy, they may have registered it with this service so you could find out. Also, you may want to check with their life insurance agent, or review their canceled checks, or their checkbook, to find out if they were paying life insurance premiums, and to what insurer.
If it is your policy, call the insurance company. If not, you will have to have authority over the estate or person to get information on this due to the privacy laws.
Try reviewing this article http://moneycentral.msn.com/content/Insurance/Insureyourlife/P35421.asp also visit www.steveshorr.com/life.htm
If you get any trace in the form of receipt,policy copy,letter from any Insuc. co. in the name of your deceased wife, you can approach them for needful action.
How do I find my deceased mothers financial information
You can contact the insurance company for a status paper of the policy to find out whether the policy was paid out or not.
The owner of the policy is the only person who has a right to get information on a child's life insurance policy. The owner is also the only one who can make changes or withdraw money from the policy.
You need to contact the insurance company to find out. Unfortunately, there is no easy way to find out what insurance company, if any, the person was using. But here are a few hints: If you have access to the person's records, look through the files for a copy of the policy or cancelled checks to an insurance company. If the person had auto or home insurance, contact that company. Many people keep all their… Read More
How to find if deceased person owns stock in walmart
If what you are asking is how to find out whether a deceased person had a life insurance policy at the time of death, you can do the following: 1. Ask relatives whether the deceased ever spoke of the existence of a policy. 2. Gain access to safety deposit boxes or safes of the deceased and determine whether policies are contained in them. 3. Review bank records, especially checking account records, to determine whether premium… Read More
How can you find out if someone has taken out a life insurance policy on your recently deceased father?
In order to take out a life insurance policy on your father, they would have needed an insurable interest. This limits it to family members and creditors. Ask! No, only your father can take out a life insurance policy on himself. He could have taken one out on himself with his friend or pastor being the beneficiary (person who collects after final debts are paid), although no one else is able to take out a… Read More
How do I find out if my deseased father has a life insurance policy
1. Call the Life Insurance company that the deceased had and ask. You must be the executor of the estate or the beneficiary of the Life Insurance policy for them to give you this information. Basically, you tell them who you are and they will say yes you are or no you are not. In most cases you will only get this information when you produce the death certificate. 2. Check with The Center for… Read More
How can you find out the Insurance Company that your deceased mom had her life insurance with at the time of her death?
I would suggest talk to her existing P&C agents, investment advisors and employers. One of the agents may have written her a life policy.
Contact your insurance company or your agent. They can find your insurance policy number by your social.
There are many different kinds of insurance policies. Read the policy and find out what the terms of the policy are.
I have a paid up life insurance policy. How do I find info on the policy.
Check your Policy Document
You really need to find a balance of cheap prices while insurance policy, the better insurance policy you get, the more expensive it gets. But the cheaper price the policy, the effectiveness of the policy will suffer.
talk to the insurance agent who originally assisted you with the policy. If that person is not available, find a local agent by visiting www.nahu.org
You should review your insurance policy. The name of your insurer will be displayed on your policy declarations page.
You can call the insurance company and provide your policy number, and they can provide any details on your policy, or send a duplicate policy if the original was lost.
You can always call your insurance agent and they can order you a new copy of the insurance policy. You might also be able to print the policy from the website.
If you believe someone has a life insurance policy but you cannot find the actual policy or who the coverage is with you can get help through The Center for Life Insurance Disputes.
Talk with your auto insurance agent if you don't know how to read your insurance policy.
How can you find out if someone left insurance policy and named me as the beneficiary after they passed away?
if someone died and left an insurance policy and named me beneficiary how can i find out
The traditional way is to ask them. Be aware though thattenant property is covered by a tenants policy, Not by the property owners policy.
Demutualization was awarded to Prudential policy owners who had polices back in 1999 as and added bonus. This took place because Prudential went from a mutual company to a stock company and gave their policy holders some stock so they could still have a say in the company. Most policy holders know nothing about this added bonus. If you find this "PRUDENTIAL FINANCIAL DEMUTE KBA" unclaimed property for a deceased relative, also be aware that… Read More
How can you find out who a beneficiary is on a life insurance policy when the life insurance company will not say?
Beneficiary information is privately held by the owner of the policy. The only way you can find out is to ask that person. The company would be seriously violating privacy laws to give you this information. If you own the policy, explain that and ask what you need to give them in order for them to verify.
The majority of insurers will only issue insurance for the country where the car is registered. For European companies the level of insurance under a policy can vary country to country.
An engagement ring insurance may be covered by a homeowners' policy. However, this depends on the value of the ring. If the homeowners' policy does not cover the engagement ring, a policy extension for personal property coverage is needed. Alternatively, there are insurance companies which specialize in insuring jewelry.
The National Association of Insurance Commissioners has a "Life Insurance Company Location System" to help you find state insurance department personnel who might help identify companies that might have written life insurance on the deceased. NAIC's Life Insurance Company Location System - Answer five questions, using your best guess if necessary, then click on the 'Create Suggested Contacts' link to view a list of State Insurance Departments that may be able to assist you with… Read More
Read your policy to find what the restrictions are.
A person can find information regarding Homecare Insurance in the phone book. A person can also find information regarding Homecare Insurance with an insurance broker.
One way to find a lost or missing life insurance policy is with the help of The Center for Life Insurance Disputes. They can help you locate policies that have been lost or forgotten about.
How do you find a copy of a Will when the person is deceased and both attorneys are deceased and it was not filed with the county?
There are many ways to write an insurance policy; you will have to read your actual policy to find out what your insurance covers.
Contact the vendor of the insurance policy. There will be an address on the policy, and if the address is no longer valid search for the company name in Google.
No one is allowed to have a life insurance policy on you without your knowledge. You would have to sign off on the policy before they could get it.