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You should find the phone number (should be on the policy) and call and ask. They will not give you any particulars unless you are the owner or insured, however, they should be able to tell you if it is active or not.

I have a policy number but the telephone number is no longer in service

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Q: How do you find out if a life insurance policy is still in effect using only the name of the company and the policy number?
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