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How do you find out when an account on your credit report was closed?
Wiki User
∙ 16y ago
Each entry on your credit report that reports financial activity is called a "tradeline". If an account was closed, charged off or paid off, it will have a statement under the tradeline to that effect. A word to the wise...never close an open tradeline - even if you are not using it. When you close a tradeline your credit score will drop to some degree.
Wiki User
∙ 16y ago
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How do you find out about old accounts?
A great place to start is your credit report. It will generally list all credit accounts you have had - even if they have been closed - along with the name and address of the account holder.
How do i report a credit card that i think some one take out in your name?
Contact the credit card company and find out. If the phone contact cannot help you close the account, find out what steps you have to take to get it closed. Then, be persistent. Keep documented records of who you spoke to, date and time.
How can you find out if certain creditors have been marked charged off and it's not showing in your credit report?
The only true way to know is either try contacting the creditor or keep a close eye on your credit report. If the account isn't showing on your credit report and you receive no coorespondence from a creditor, it can be very difficult. If you suspect an account is in default of contract and you cannot find information on the account, understand that if it isn't initially reported, the chances of it being reported are not very great.
How do you find out if an account has been turned over to a collection agency and what amount is owed?
When you check your credit report there are several sections, one is called collections account. You will be able to review collections account directly after judgements, if any are listed on your report.
How long does a negative account stay on your credit report after you have paid a debt to a collection agency?
usually 7 years, the trick is to get your credit report every year and dispute each item on it. When they can't find the records, they have to take it off. So keep trying.
How do you find out about old accounts?
A great place to start is your credit report. It will generally list all credit accounts you have had - even if they have been closed - along with the name and address of the account holder.
How do you find out what financial institution issued a credit card when the account number is not on your credit report?
Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.
Why do you need a credit report?
A credit report will tell you what exactly is on your credit. You may find credit cards or other lines of credit you never authorized. You may also find credit cards you thought you closed, but didn't. Since business will judge you based on what's on your credit report, it's important to make sure it's all accurate.
How do i report a credit card that i think some one take out in your name?
Contact the credit card company and find out. If the phone contact cannot help you close the account, find out what steps you have to take to get it closed. Then, be persistent. Keep documented records of who you spoke to, date and time.
Is there a charge to find out someone's Equifax credit report?
Everyone is entitled to one free credit report each year. Once you sign up and create your own account, you will have the ability to check your credit report for 90 days.
What and where to find free credit reports?
Free credit reports are basically what the name implies. It's a report that shows you what your credit is and what kind of credit lines you have currently open or have closed. Freecreditreport.com is a great site that allows you a once a year view of your credit report online.
How can you find out if certain creditors have been marked charged off and it's not showing in your credit report?
The only true way to know is either try contacting the creditor or keep a close eye on your credit report. If the account isn't showing on your credit report and you receive no coorespondence from a creditor, it can be very difficult. If you suspect an account is in default of contract and you cannot find information on the account, understand that if it isn't initially reported, the chances of it being reported are not very great.
Where can you find a copy of your freecreditreport?
You can find your copy of your freecreditreport from freecreditreport's official online website on their homepage if you have created an account and from there, you can view your credit report.
How do you find the collection agency's contact information if the reference on your credit report says only 'medical collection account'?
Contact the credit reporting agency from where you got the report. They have the contact information and can provide that to you upon request.
How do you find out if an account has been turned over to a collection agency and what amount is owed?
When you check your credit report there are several sections, one is called collections account. You will be able to review collections account directly after judgements, if any are listed on your report.
Where can I find a free 3 credit bureau report?
You can find a free 3 credit bureau report on experian.com.
Where can one find out if they have bad credit before applying for a new bank account?
If you live in the States, the Fair Credit Reporting Act insures you the right to take a look at your credit report once a year. You go to the website and enter your state and your information. Then you'll be presented with your Credit Report.
