Pay your bills on time! Then, clean up any erroneous info on your credit report. Get your credit usage to less than 35% of your credit limits. I could give you more specific steps if I knew what was dragging your score down.
Credit Repair is a great resource that helps people fix their credit and improve their credit scores. Below is a link to access their page. yazing. com/deals/creditrepair/JLB246 (remove space)
Paying off your installment loans (mortgage, auto, student, etc.) can help your scores but typically not as dramatically as paying down -- or paying off -- revolving accounts such as credit cards.
Here are some tips to fast fix your credit scores, if you dont have a credit card, get one. Get an installment loan, lower your credit cards and use your cards lightly
Below is a link for how to fix your credit score if it is too low to apply for a home loan. http://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx
You can get your credit report scores for free at www.freecreditreport.com.
THE ONLY SUGGESTION THAT I HAVE FOR YOU IS PAY YOUR BILLS ONTIME AS THIS IS 35% OF WHAT BUREAUS LOOK AT WHEN DETERMINING YOUR CREDIT SCORE, AND KEEP THE BALANCES UNDER 40% OF THE CREDIT LIMIT. THERE ARE NO HOME LOANS AVAILABLE FOR CREDIT SCORES UNDER 584.
Freecreditreport.com allows you to view your credit report scores.
The scores we provide are real credit scores pulled from a major credit bureau, not just estimates of your credit rating.
Any person can obtain three credit scores for free from the following three credit bureaus: Experian, Equifax, and Transunion, who are dedicated to monitoring credit scores of respective individuals.
Yes but it will also hurt both credit scores if the payments are not on time.
To quickly raise your credit scores you should pay off your credit cards, or get a credit card if you don't already have one.
Websites like Credit Karma offer free credit report scores. Other sites such as Free Score and Annual Credit Report also offer free credit report scores.