I have a civil judgment against me and the mobile home wasn't in my name. It is showing up on my credit report. How do I dispute it?
Generally, the party who brought a court action against you will win by default and obtain a judgment lien against you. Generally, if you don't show up in court to defend yourself against a claim filed by someone else, you will lose by default.
Jail
Entry of Default Judgment. When a party against whom a judgment for affirmative relief is sought has failed to plead or otherwise defend as provided by rules, upon proof of damages or entitlement to other relief, a judgment may be entered against the defaulting party. The entry of an interlocutory order of default is not a condition precedent to the entry of a default judgment.
If you fail to appear in court a default judgment can be entered against you
Who was the default judgment against? You, or the other party? And, yes, anyone can sue anyone, at any time, for any reason.
If a default judgment was entered against you the case is over. By failing to appear you lost the case.
Yes, any type of judgment will allow the creditor to levy on the debtor's bank accounts. Since it is a default judgment, it might be possible to apply to the court to have it set aside, if the circumstances are right.
There's no difference in how the judgment is entered on a credit report. An agreed judgment indicates the debtor(s) appeared in court but did not have a valid defense as to why the debt was not owed, therefore a judgment was entered against him or her. A default judgment indicates the debtor(s) did not appear in court thereby forfeiting the right to defend the suit, resulting in a default judgment being entered in favor of the plaintiff. The execution procedure of either type judgment is also the same.
If there is a default judgment against you, you will be responsible for the charges. Your wages could be garnished if you do not pay or set up a payment arrangement.
Go to the clerk of the courts and pay for a record search.
A default judgment is nothing more than a judgment obtained because defendant did not show up for court. In Texas, when a default judgment is entered, the petitioner gets all that they have asked for.
Show up at court on the date of the request for default. ADDED: A "default" judgment is one in which you have failed (after proper legal notification) to be present in court to defend yourself against the claim.