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How do you get a collection agency to send you a copy of all the information they have in your file?
Wiki User
∙ 17y ago
When contacted by a collector the agency must inform the debtor that he or she has 30 days to request confirmation of the debt. If the debtor does not request the information within the stated time the collector has not legal obligation to supply the debtor with proof of the claim unless the case becomes a lawsuit.
Wiki User
∙ 17y ago
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Can a collection agency file criminal charges for a bad check?
Can a collection agency file charges for a bad check
How do you find out from a collection agency who sent you to them for collection when you never was notified that you were in collection you discovered it on your credit report?
File a dispute with the credit reporting agency.
To file a bankruptcy do we input the credit card information or the collection agency information?
The safe way is to enter the credit card issuer information and under "additional parties" or "other notice," enter the collection agency info. The debt may have been sold to a collection agency, in which case the original creditor no longer owns the debt, but the new owner rarely notifies the debtor of the change, even though the law requires it.
Asking If you pay the collection agency can you have the derogatory item removed from your credit file?
pay the collection agency, then check what their report is about you, if not good threaten to get a attorney and bring suit
Can a collection agency file a judgment on you for credit card debt in Texas?
Yes, a collection agency can file a judgment against you for credit card debt in Texas if you fail to repay the debt. This could result in wage garnishment or liens on your property. It's important to address the debt or negotiate a repayment plan to avoid legal action.
How do you pursue a tenant when they owe back rent in Florida?
File the information with a collections agency, and they will pursue the debt. Most collection agencies will also place the debt on the individual's credit report.
If you get sued by a collection agency and own nothing what can they take from you?
wage garnishment, file a lien against you, etc.
What would be a good offer to a collection agency for a 9000 dollar debt?
File Chapter 7-Offer is Zero!
Can you file a lawsuit on a collection agency that was listed on your chapter 7 discharge for continually harassing you after your discharge?
Yes you can file suit against the collection agency for violating the automatic stay. If you need further assistance please visit us at: <A HREF="https://www. OntrackFinancialGroup.com">Ontrack Financial Group</A>
When you copy a file your creating a what of the file?
copy
Can debt collectors locate someone if they request a credit report?
No. A collection agency does not have access to your credit report. They use contact information supplied by the original creditor. They are required to adhere to the FDCPA, not all of them do, however. Generally a consumer who requests their own credit file has to provide proof of their current address. This information (if new) then becomes part of that consumers' credit file. Any company subsequently performing an inquiry would get the current contact information. If a collection agency pulled a consumers' credit, they would get all the information showing in that persons' file at the time of the inquiry. If that data contained accurate contact information, then the collector would have it. This is an ordinary method of obtaining location information on debtors and monitoring for activity such as new loans/accounts which indicate ability to pay (past due debts).
What is the definition of 'file'?
File: "Collection of related information , records , data , results etc."
