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How do you get a credit report and what do you do if you see something unexpected?
Wiki User
∙ 12y ago
you can receive 3 credit reports for free every 12 monthes. Go to annualcreditreport.com and you can either select to see all 3 at once (which means you have to wait another 12 monthes for another 3 chances) or you can just choose 1 credit report to view, it's totally free, but only at annualcreditreport.com also if you apply for credit anywhere and get turned down you get to receive a free credit report.
Wiki User
∙ 12y ago
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Where can I get a free credit report score?
There are several places that you can look to see your free credit score report. However, it is free credit report but not credit score, since you always need to pay to see your credit score. You can visit http://www.freecreditreport.com/ to see the report.
How long will it take to show something paid off on your credit report?
Now, not too long. Check with the company you owed and see what credit agencies they report to and then contact the agencies directly.
Who has a legal right to check your credit report?
You have the right to see your credit report. If you have asked some person or institution to extend credit to you, they have a right to see your credit report. In many jurisdictions, potential employers may also obtain your credit report. If the police are considering whether you may be a suspect in a criminal investigation, they may also view your credit report.
What is the purpose of a free credit report?
The purpose of a free credit report is that the individual can get a report of their credit records. This way they can know what there standing is in terms of credit, and see if they have good credit or bad credit without paying any fees or services.
What will credit card companies do if they see a foreclosure turn up on your credit report?
The only thing they can do is not issue you any credit, if they see foreclosure in your credit report. But they won't see it there, they will see it on your credit score. Or they can charge you higher interest rates than other people with better credit scores than yours.
How can I receive an instant credit report?
Many smaller companies inquire into credit, but they do not report credit on a monthly basis. On a single-bureau credit report, you'll see the companies that have made a credit inquiry using that particular credit bureau: Experian, Equifax, or Trans Union. (A 3 bureau merged credit report is more appropriate if you want to see companies who have inquired into your credit from all three credit bureaus.)
Where can one go in order to see a free annual report?
A free annual credit report can be acquired from a website called Annual Credit Report. Contrary to popular belief, Free Credit Report does not always provide free credit reports.
If a credit card company says you owe them money but it is not on your credit report do you have to pay?
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
Can you view your credit report online?
The best place to view your credit report is free credit report dot com. The only problem is the report you get is not the same one that the banks look at for a loan or mortgage. The report you see is good to make sure that no one has opened a credit card in your name.
Is Experian Credit Report safe?
I am not sure if any credit report site is safe. I would do a search to see the review on Experian to see what people say about it that have actually used the site.
How can you tell if someone has done a credit check on yourself?
When you examine your credit report, you will see the inquiries that have been made and by whom. There are limitations to who can pull your credit report without your permission.
What do you do when you need credit?
It has to be established over time & maintained. You can see if you have any at free credit report.
