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How do you get auto insurance for the first time when other drivers in your home don't have insurance and you don't want to put them under your policy?
Wiki User
∙ 16y ago
Easy, you just buy an auto insurance policy and exclude the other residents from coverage by use of form 515A. Be aware though that if any of these excluded drivers are involved in an accident while operating your vehicle, The accident and any resulting damage will not be covered under a policy from which they are excluded.
Wiki User
∙ 16y ago
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Can you drive any car if am not the policy holder?
Most insurance policies allow other occasional drivers. If they are normal drivers, I would add them to the policy.
Can 1 drive my brother car that he insures if i have no insurance of my own?
As long as you have permission from him to drive and/or his policy does not exclude other drivers.
What are you entitled to from a car accident?
You are entitled to a wrecked car I guess.Another View: You are entitled to whatever the provisions of your insurance policy are - or the other drivers insurance policy (depending opn who is at fault) - other than that you will have go to court in a civil suit for damages.
How to search for motor insurance quotes?
The best way to get motor insurance quotes that include your two teenage sons is to discuss first with your present insurance provider. After you get their quotes, you can go online with your existing policy and apply for free quotes from other insurance companies. Several insurance companies provide discounts for loyal customers and discounts for more drivers insured on one policy.
How do you get new driver car insurance?
You will need to get new car insurance policy quotes and then purchase a car insurance policy for your car. The cost will depend upon your car, its make, model, year and other factors. Insurance premiums for new drivers are generally quite high.
Do you know if I have to pay more on my insurance as I am now using my van as a work van?
You just need to have an insurance policy that protects your car if other drivers drive it. Most major companies will have a policy like this, it will just cost more.
Will liability auto insurance policy cover a person driving your car if they have an out of state drivers license or an expired license?
It depends on why they were driving your car and on what type of insurance you bought. If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy. If the driver was a known driver that you failed to disclose, "concealed drivers" when you bought the policy, again there would be no coverage regardless of policy type due to fraud. If your not sure about your coverage just call and ask the company or contact your insurance agent for clarification.
Who is covered under auto insurance?
Covered PersonsAuto Insurance covers the Named Insured(s) as defined by the policy. It may provide property coverage as well as medical coverages. It will almost always provide Liability coverage. Some policy forms extend coverage to other permitted drivers while some policies will not. For example a Named Driver policy extends no coverage for other drivers at all. It all depends on the type of policy you buy. Insurance is not for cars it is for the protection of the people who own and drive them.Your Insurance Agent can usually explain coverages and recommend the right policy for you.Happy Motoring.
Where can someone find information about car insurance for first time drivers?
One can find information about car insurance for first time drivers on websites such as DMV and Cars Direct. Other websites include Edmunds and the "Car Insurance" section on the "About" website.
What are the rules about auto insurance coverage if the primary driver is not named on the insurance policy?
The Rules are that the primary and all other drivers be named on the policy, Otherwise one might think there was an attempt to conceal the true nauture of the risk or otherwise defraud the Insurance Company. Concealment and Fraud, could void all coverage on your policy.
How do you trade your vehicle for a new vehicle with SR-22 insurance in Florida?
Just like you would with any other insurance policy. An SR-22 is merely an assurance from the insurance company that you will keep insurance for a year. The policy deals more with the insured than the vehicle. Often time drivers who do not have a vehicle can purchase this type of insurance in order to reinstate their drivers license. As far as changing vehicles just contact your insurance agent and they will take care of the change for you.
Do you need auto insurance when you don't own a car?
not generally.........insurance stays with the car...............in other words, unless you or ''other drivers'' are excluded from a vehicle policy, whomever drives that vehicle WITH PERMISSION is an ''insured driver'' of that vehicle.
