The simplest way to find this out is to call your insurance agent or your home insurer's customer service line and ask them . However, if you have print out of your policy, it should list whether or not your have fire insurance coverage.
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
No. that's what Auto Insurance is for. Home insurance covers damage to your home from wind, hail, fire, lightning etc. Likewise, your auto insurance, comprehensive coverage would repair wind, fire, hail and lightning related damage to your vehicle.
Unoccupied home insurance helps protect your house when it is empty. It covers what regular home insurance does not, in the case that your house is left unoccupied for a month or more. It covers damage in the case of fire, earthquake, explosion and lightning.
I think that your insurance covers the items that were yours that were stolen, and the company's covers the car damage.
When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.
Yes!
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
They will never give you a 100% replacement cost on your home. Call the company and find out what is the best deal you can get from them and how much.
No. Homeowners insurance only covers physical damage to the home and contents and liability risks.
Morethan offers home insurance. They offer building insurance which covers damages to the actual home due to things like fire or a tree falling on it. Morethan also offers contents insurance which covers the things inside the home should they be stolen in a burglary or damaged in a fire or flood.
Well, what do you mean by Landlord Insurance? There is property insurance and Tenant or Renter's Insurance. The former covers any damage to the property by a storm, fire, burglary, etc., but not anything inside the unit, meaning, anything owned by the tenant. That's what Tenant insurance is for. Tenant insurance covers any property of the Tenant, in and out of the home (out of the home is generally covered by only 10 %); property damage by the Tenant, either while living there or upon moveout; and medical care of up to about $1,000 to anyone who gets hurt in your home. It also covers loss of use of the home to a certain amount, which helps you with lodging and moving costs should you need to stay out of the home.
it shod be the home owners insurance