You need to hire a home inspector who will supply you with on when the inspection is completed.
Homeowners InspectionYou should obtain an inspection report and correct whatever problems are found. You can then re apply for homeowners coverage
The only person who will get a copy of the home inspection report is the person who requests the inspection and pays for it. The home inspectors' commitment to you is to present you with a comprehensive, unbiased home inspection report.
Inspection of property, analysis of information, preperation of report, dilivery of report.
A written report of the property's condition presented by a licensed inspection professional.
Typically your home inspector will make the home inspection report available on their website, or will email you a link where you can download an electronic copy. Very few home inspectors these days are still printing paper copies of inspection reports and mailing them to their clients.
Typically, home inspection reports are not made public unless the homeowner decides to share them. The details of a home inspection report are generally considered private information between the homeowner, buyer, and the inspector.
If the seller was presented with an inspection report, you could ask for the report, but they are not required to share it. They do have to disclose any knowledge that they have in regards to issues with home in a disclosure form. Inspection reports belong to the people who pay for them, so that is normally the buyer, and they are not required to share the report, so a seller may know of some of the findings, but not have the report in their possession.
Once your home inspection report is generated it will become available to the purchaser, seller, inspector, agents, and mortgage company. It will not be a public record for all to see.
Absolutely not. Home inspection reports are copyrighted and are completed with a contract between the home inspector and the buyer. On most home inspection reports you will note that there will be a phrase that says something like: "this inspection report is for the exclusive use of our client only. Unauthorized use by third parties is expressly prohibited." Why is that such a big deal? Let's say that a buyers agent shares inspection report done for client A with client B. The home inspection company had a contract with client A. Client B looks over the inspection report, doesn't see anything significant and decides to purchase the house. A few months later, client B realizes that the home is in significant disrepair and it will be very costly to fix. Client B then decides to seek reparations from the home inspector for failing to disclose significant defects within the building. Unfortunately, client B will have a tough road ahead prevailing in this case since client B was not under contract for the home inspection in the first place.
Home inspection requires that you have a knowledge of construction and how costly it is to repair a home. You also need to be familiar with local real estate values and be able to record what you determine in a report.
The home inspection should only take 2-3 hours give or take depending on the inspector. The time it takes you to get the report could be anywhere from on-site to a week later. Check with the inspector you are thinking about hiring as to when his/her report will be delivered.
Yes, you can report the hazard and request an inspection anonymously.