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You really need the proper knowledge before attempting this approach. As an excert from Phil Turner's Book The Credit Bible states: = = = The Truth About File Segregation: = = "Can I Create A New Credit ID?" = = = You've probably seen the ads: "Legally create a new credit file!" For a fee and they will sell you the know-how so that you too can legally create a new credit file, supposedly, so that you can obtain loans and credit cards and overcome your bad credit rating. The question is, can you really create a new credit file? I have to be honest and technically give the answer yes, but its illegal and you could go to jail. Other will say no but I've seen this done successfully. However, if you get caught, you could, again go to jail. You don't have to pay anyone to tell you how you can create a new credit identity because I'm going to tell how it is done free of charge right now.

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Q: How do you open a back account using an TIN number?
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