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How do you plan a funeral?

Updated: 8/16/2019
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11y ago

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Take the following steps to plan a funeral:

  1. Put together your loved one's personal information:Compile your loved one's personal information so that you have it on-hand as you speak with a funeral director, plan the service, take care of paperwork, prepare a eulogy, and write an obituary.
  2. Select a funeral home for the funeral service: In order find the funeral home that will best meet your needs, look for recommendations from your friends and family members. Additionally, consider comparing your local funeral homes for free on eFuneral.com - there you can compare funeral home prices, ratings, and reviews. Keep in mind, when calling funeral homes regarding their prices, funeral homes are required to provide you with an itemized price list of their services over the phone as well as in-person - just ask for their "general price list".
  3. Specify the final disposition of the deceased and the type of funeral service you would like: Decide whether your loved one will be buried, entombed, or cremated. Over the past few years, as the average cost of a funeral service has increased, many have opted for a cremation or direct funeral service, as those are typically less expensive than traditional burial services. When deciding on the type of funeral service, think about whether or not you would like a public viewing of the deceased with an open or closed casket, a memorial service during which time a eulogy may be given, or a celebration of life service to "celebrate" your loved one's life. Other service options include a graveside service or a service outside of the funeral home.
  4. Consider your budget: As you think about the funeral service, you may want to consider cost. According to a 2012 survey of more than 1,000 funeral homes across the nation by eFuneral, the average cost of a burial exceeds $8,500 and the average cost of a cremation exceeds $3,700. But those figures do not include the costs associated with the purchase of a cemetery plot, a monument or headstone, or cremations. Additionally, this information does not include the costs associated with cash advance items - goods and services funeral homes buy from third-party vendors on behalf of funeral planners - that you may want for the funeral service. Cash advance items that you may select include death certificates, clergy and celebrant honorarium and/or gratuities, floral arrangements, obituaries, and musicians, among others.
  5. Select the individuals who will be part of the funeral service: If you are planning a religious ceremony, decide who will preside over the funeral service. Next, decide which other individuals may be part of the funeral service as pallbearers, readers, performers, etc. And make sure to choose someone to deliver the eulogy.
  6. Decide what products or services you will need for the funeral service: You will need to make decisions around products and services ranging from caskets and urns to outer burial containers (which some cemeteries require) and floral arrangements. Keep in mind that you can make these purchases either directly from the funeral home or from third-parties. Ask to see all your options, as these products can range widely on their prices. For instance, an average casket costs slightly more than $2,000, but some mahogany, bronze, or copper caskets sell for as much as $10,000.
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Obama doesn't have a funeral plan. He is a private citizen now and would pay for his funeral.


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The most comprehensive website about planning a funeral is on the nyc.gov website. It answers questions on every avenue that you could ever need to plan a funeral.


How to plan a funeral service?

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Did Luciano Pavarotti plan his funeral?

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Does life insurance cover funeral expenses?

Life insurance can cover the cost of funeral expenses. There are also funeral insurance plans that can be purchased separate from life insurance. He would want to look at how much the estimated cost of a funeral is these days and adjust his life insurance plan to cover the costs.


How does a person get an irrevocable funeral trust?

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Does a pre existing condition affect the payout of a funeral plan?

No. A prepaid funeral plan is considered an insurance product in many states because payment is made currently for a service that is going to be rendered in the future. Therefore, the insurance regulator is concerned that the prepaid funeral provider is going to be solvent going forward, and that it is charging sufficient fees and maintaining sufficient reserves to honor the contracts as they mature. That said, it is a certainty that death will come, although the timing of it is unknown. The prepaid funeral plan will not be obliged to pay out until and unless all fees have been paid prior to the time of death.


When should I start funeral planning?

Even though you are very young it is a good idea to start putting money away for your funeral. You can also set up a plan for a prepaid funeral. This will alleviate some of the stress for your loved ones. I would also suggest you have a Last Will and Testament in place.