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What else can I help you with?
Can debt collectors trespass?
Debt collectors are not allowed to enter your property without permission, so if they do so, they would be violating trespassing laws. However, they can visit your property to attempt to collect a debt as long as they do not enter your home without permission.
Can debt collectors call you at home on Sundays?
absoluetly ,except in Idaho. Yes in all states except Idaho .
Is the estate of mother responsible for medical bills and credit card debt when she owns a mobile home and rents a space in a mobile home park and owns a car?
The general rule is that the estate is responsible for the debts of the deceased, including medical bills and credit card debt. It's not clear what owning a mobile home and car have to do with it, other than that those are assets that could be liquidated to pay off the debt.
Can I protect my property and home after being served a Writ of Execution?
A homestead exemption can protect your home from being sold to satisfy a debt in some cases. However, it would not erase the debt. If there is no homestead exemption on your home prior to the execution being filed then you must pay the debt in order to remove the lien.
Can a mobile home be eligible for a home equity loan?
Yes, JCF Lending Group offers cash out and debt consolidation loans for mobile and manufactured homes in parks.www.chattelmortgage.net
How do I protect my mobile home from tornados?
The short answer is: you can't. A tornado will probably destroy even a tied-down mobile home, so if a tornado is coming toward your mobile home, the only thing to do is run for it.
What are the requirements for obtaining a home equity loan for a mobile home?
The requirements for obtaining a home equity loan for a mobile home typically include having good credit, sufficient equity in the mobile home, and meeting the lender's income and debt-to-income ratio criteria. Additionally, the mobile home must be considered real property and not personal property.
Understanding How the Fair Debt Collection Practices Act Protects Consumers?
The Fair Debt Collection Practices Act (FDCPA) was first enacted in 1977 to protect consumers against certain debt collection tactics. This goal of the FDCPA is to keep debt collectors from deceiving, harassing or taking advantage of consumers. While this law does not cover business debts, it does cover all personal debts, like credit card debt, medical bills and auto debt.What Debt Collectors Are Forbidden to Do Under the Fair Debt Collection Practices ActUnder the FDCPA, debt collectors must send consumers a written letter within five days of first initiating contact by telephone. This letter must contain specific information, including the balance of the debt, who is currently pursuing the debt, and the original creditor. The initial letter must also let the consumer know that he or she has 30 days to dispute the debt or request validation.The FDCPA also prohibits when and how a debt collector may attempt to collect a debt. Debt collectors are allowed to send written correspondence, call, or visit a person's home or place of employment. Phone calls and visits must be limited to the hours between 8 a.m. and 9 p.m. However, debtors can forbid debt collectors from contacting them at work if it puts their job in danger. Collectors who ignore such a request are violating the FDCPA.Debt collectors are also prohibited from threatening or harassing consumers. A debt collector cannot threaten a debtor physically or threaten to tell others about the debt. Collectors may not use offensive language, lie or contact a consumer excessively. Calling several times a day is generally considered excessive.How Consumers Can Fight Back Against Debt Collectors Who Violate Their RightsIf a debt collector has violated the terms of the FDCPA, consumers can take action. Debt collectors that violate the law can be sued within one year of committing the illegal action. Consumers who intend to sue a debt collector might need to seek legal representation to help them prepare their case.If the consumer wins the case, he or she may receive up to $1,000 to cover lost wages or other expenses. The debt collector will also be forced to reimburse the consumer's court costs and legal fees. While this will not void the consumer's debt, it should help the consumer repay the delinquent amount.
If a man dies in Florida is his wife responsible for debt that is only in his name mobile home car ect?
In most instances, yes, she will be responsible. It is assumed that she benefited from the assets, drove the car, used the mobile home, etc.
If Annulment is not final and you buy a house in Florida can a lien or collectors come after you and attach a claim to the new home for wife's debt prior to marriage even with quit deed signed?
Debt prior to marriage should not be transferred, but any debt from the marriage is still your responsibility if she fails to pay.
Does a company need to notify the consumer of money owed before reporting to debt collectors?
Yes, it would be normal to invoice the consumer by mail several times before passing the debt to the debt collectors. However, have they got your address correct?, has the mail gone missing?, has someone at home been hiding the bills?. If you are in difficulty (at least in the UK) you should seek (free) help from the Citizens Advice Bureau about how to deal with the dept. Note also that when a dept is passed to collectors they begin adding their charges on top - it is how they make their money!.
How do you place a lien on a mobile home in Florida?
To place a lien on a mobile home in Florida, you must first ensure that you have a valid debt or obligation owed to you by the mobile home owner. You then need to complete and file a "Notice of Lien" form with the Florida Department of Highway Safety and Motor Vehicles (DHSMV) along with the required fee. It's important to provide accurate information about the mobile home, including its title number and the owner's details. Finally, notify the mobile home owner of the lien, as this is typically required for the lien to be enforceable.
