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How do you remove a unpaid phone bill off credit report after nine years?
Wiki User
∙ 11y ago
Write a letter to the credit agency. I will warn you that getting things changed on the credit report is hard. They often don't do it even after several attempts.
Wiki User
∙ 11y ago
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If you filed chapter 13 7 years ago and it was discharged in Feb 01 how can you contact the credit bureau to remove this from your record if your attorney will not return your phone calls?
A Chapter 13 bankruptcy will remain on a person's credit report for the required ten years not seven.
How do you get creditors to remove debts from adverse accounts on your credit report once they have been paid off?
Look on the back of the credit report. There will be a list called decode information, may be a different name depending on the report. Find the name of the creditor on the list, it may be hard to read but do your best to figure out acronyms and abreviations and sometimes numbers that will match where the information is listed within the report. There will almost always be an address; use this address and write to them requesting what you need to be done. Sometimes there will be a phone number to call and place your request or just inquire.
How do you file a dispute on your credit report?
Just phone the credit card company and tell them what the problem is. They may be willing to fix it without requiring you to file a formal dispute. If they do have such a requirement, they will tell you what they require.
What is the phone number to order an Equifax business credit report?
A person can get the phone number or other contact information from Equifax by going to their contact us page. There they have several different options and one should click on the section pertaining to credit reports. Then one will find the phone number, mailing address, and email address available to get in touch with a representative.
How do you find the debt collector that has your debt?
1. Open your mail. Just because it looks like junk does not mean it is. 2. Order a copy of your credit report from one on the major credit reporting bureaus. An agency has to "belong" to list your account, so the address and phone number will be able to be found on that. 3. Apply for a bank loan. Request a copy of your pulled credit report. This is cheaper than you ordering it, but worse for your credit rating.
How long does it take for unpaid cell phone bills to come off your credit report?
7 years or change your name and move to mexico
Who can report delinquent accounts to credit reporting agencies?
Any creditor you owe money to can report your delinquent accounts. Generally utility companies and cell phone providers will only report if you have an unpaid balance. Credit cards, mortgages and installment loans are 99.99% of the time reported.
Does cell phone or house phone bills effect credit scores?
yes,especially if it is unpaid!
How long does unpaid phone bills stay on your credit report?
Negative credit information remains on a report 7 years from the last date of activity. In other words, the last date you made a payment. I recommend that you settle the debt with the stipulation that the negative entry is removed.
Where do you send information for your credit report for the 3 credit bureaus?
In the back of your credit report there is a listing of addresses and phone numbers for each credit bureau.
Can phone companies report to credit bureaus?
yes phone, utilities, hospitals, doctors pretty much anybody with your personal info can report to credit agencies.
Where can one get a copy of a credit report with the score?
You can obtain a credit report with the score from a number of credit agencies such as Experian. These can be either ordered in writing, on the phone or online.
Does your phone bill show up on credit report?
Yes
How can one get their credit report?
One can get their credit report by contacting their bank or provider. Other options would be to check one's credit account online, by mail or by phone.
How do you find out who you owe on your credit report to improve your credit score?
When you pull your credit report you will notice at the very last pages of this report your creditor informaiton. This includes the name if the creditor, address, and phone number.
Does paying your cell phone bill on time help your credit?
It can't hurt your credit. Most all cell phone providers do NOT report your good on-time payments but will report late payments.
If you have a prepaid Go phone will the payments show up on your credit report?
No.
