remove the valve cover, followed by the power steering pump. After that you will have full view of the serpentine belt. ps: all the other belts have to come off before the serpertine belt goes in. It is a 3-4 hour job.
Uppermost pulley is the Power steering pump. Those 2 bolts that hold it on are the take-up bolts, loosen those and the belt will become loose. Easy. 1996 Neon has 2 separate belts not a serpentine. I would assume the 1995 is the same.
GOOYEAR BELTS HAVE A DIAGRAM ON THE BACK OF THERE PACKAGE Sometimes these diagrams can also be found under the hood of your car. In my 1990 cavalier this sticker was located in the area where the serpentine belt goes on.