The are a number of companies that will do this for a price.
If you file an eviction lawsuit and get a judgment, this can be picked up automatically by the credit reporting agencies. Furthermore, recording a judgment lien will also put this on the debtor's credit rating.
However, since this is not always the case all landlords should report their tenants behavior and payment history to the link in related links.
No
RPI-LD is an acronym for Real Pages Inc. This entry on a credit report indicates that a landlord has asked for a credit report on a potential tenant.
EXPERIAN
Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.
If there is an error in your credit report, you must contact the particular Credit Reporting Agency that issued the report and provide them with correct information, in writing and, if possible, with supporting documentation.
Is this for yourself, such as, to evaluate the tenant? Or is it for the tenant himself? If you're trying to do this as part of your tenant selection process, there are entities that are available for background checking, which may include criminal background checks and credit report checks. If the latter is true then it's up to the tenant to obtain his own credit report.
No
Landlords or management companies can request a credit report to see the prospective tenant's credit history. They do need to obtain the prospective tenant's authorization for this. It is often included in the application that is filled out prior to the rental agreement.
Unless you have given a collection agency written permission to pull a full credit report they are in violation of credit laws.
An individual landlord is not able to directly report a tenant to a consumer credit reporting agency such as Experian. If you decide not to obtain a judgment in small claims court, then you can turn the account over to a collection agency, who is able to report the outstanding debt. However, the collection agency will get 30%-50% of amounts they collect. If you do obtain a judgment, it is a public record and reported to the consumer credit bureaus automatically. Actually a landlord can report debt as a collection account for less than $20 per debtor. Check out my blog at www.thelandlorddoctor.com or contact me at Bill@thelandlorddoctor.com
RPI-LD is an acronym for Real Pages Inc. This entry on a credit report indicates that a landlord has asked for a credit report on a potential tenant.
Yes--with the tenant's permission. A consent on a rental application will fulfill this requirement.
File the information with a collections agency, and they will pursue the debt. Most collection agencies will also place the debt on the individual's credit report.
A collection agency can report you to the credit bureau for any amount of money. There are agencies that will report for amounts under a hundred dollars.
If you have been turned down for credit recently you are entitled by law to get a free credit report from the credit reporting agency that supplied the information. Call or write the agency to make your request.
a credit bureau
EXPERIAN