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What else can I help you with?
Can a payday loan company garnish wages in the state of Virginia without a court order?
No. The exception could be the terms of the contract, some states allow such loan companies to include a clause in the lending contract that they have a right to automatic withdrawal from a borrower's bank account if the borrower defaults on the agreement.
What happens if i don't pay back a 401k loan?
If you do not pay back you 401k loan, it will be looked at as a withdrawal. Which means not only will you be taxed on that money this year, you will also have to pay a penalty for early withdrawal.
Where can one find the best Home Loan?
One can find the best home loan by checking several home loan institutions and then choosing the one that suits best. The best place to start is checking with one's own personal bank first.
Which loan is better Personal or Home loan?
home loan
What is a Ptb withdrawal at rbc bank mean?
A PTB withdrawal at RBC Bank refers to a "Pre-Authorized Transfer or Bill" withdrawal, typically involving automatic transfers or payments made from your account. This could include recurring payments such as utility bills or loan payments that are set up to occur on a scheduled basis. If you see this on your bank statement, it indicates that funds have been withdrawn for these pre-authorized transactions.
What is a pre-approval home loan and how does it differ from a regular home loan?
A pre-approval home loan is when a lender evaluates your financial situation and creditworthiness to determine how much they are willing to lend you for a home purchase. This differs from a regular home loan because it gives you a specific loan amount you are approved for before you start house hunting, which can help you shop within your budget and make your offer more attractive to sellers.
Can a person increase the credit limit of a home equity loan over the phone or do you have to start the loan process all over again?
If it is a home equity loan, then it is much different than a credit card. You cannot increase the limit.
When should you get pre-approved for a home loan?
You should get pre-approved for a home loan before you start looking for a house. This will help you understand how much you can afford and make your offer more competitive.
What are the steps to take when getting your first home loan?
When getting your first home loan, the steps to take include: Check your credit score and financial readiness. Research and compare different lenders and loan options. Get pre-approved for a loan amount. Find a real estate agent and start house hunting. Make an offer on a home and negotiate terms. Complete the loan application and provide necessary documentation. Get the home appraised and inspected. Close on the loan and move into your new home.
How can I refinance my mobile home?
To refinance your mobile home, you can start by contacting lenders who specialize in mobile home loans. Compare their offers and choose the one with the best terms and interest rates. Gather all necessary documents, such as proof of income and the title of your mobile home, and submit your application. If approved, the new loan will pay off your existing loan, and you will start making payments on the new loan according to the agreed terms.
How can I refinance my home?
To refinance your home, you can start by researching different lenders and comparing their offers. Once you've chosen a lender, you'll need to apply for a new loan and go through the approval process. If approved, you'll close on the new loan, pay off your existing mortgage, and start making payments on the new loan.
Is it okay to use 401 k to pay for home equity loan?
If you tap your 401K to pay your loan there will be a penalty for early withdrawal (10% ?) and ordinary state and federal income taxes deducted from the amount you withdraw. Those will take a big chunk out of the amount withdrawn.
