Tell them to take your name/number off of their list. They have lists of numbers they just call....
Tell the debt collector you would prefer to communicate with them in writing therefore stopping phone calls. Another way is to send the debt collector a cease and desist letter this way they have to stop communication with you but this does not release you from the debt you owe just stops collectors from bothering you.
No, that is not true. In fact, there are people who receive calls from debt collectors when they don't even owe any money. You best bet is to contact the FTC and file a complaint. I'd also invest in caller ID so you can monitor what numbers are calling you. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
Yes: by paying what you owe.
Settle the debt or make a payment arrangement to settle the debt.
The Fair Debt Collection Practices Act was enacted to protect consumers against overly aggressive debt collectors. This act makes it illegal for collectors to threaten consumers, call excessively, or harass debtors. Harassment is considered calling too early in the morning, calling late at night, using profanity, or telling third parties about the debt. If a debt collector breaks these rules, the consumer may file a complaint with the FTC. If a collector has violated the Fair Debt Collection Practices Act, they may be forced to forfeit the debt. This gives consumers a way to protect themselves against aggressive debt collections.
No, It is illegal for them to even suggest they can have your license revoked or have you arrested. Get informed! Read the Fair Debt Collection Practices Act booklet from the Federal Government. It tells you what collectors can and can't do. It also tells you what to do if they break the law while trying to collect from you. Remember, debt collectors MUST stop contacting you by phone if you request it by FAX or mail. Send a FAX or a letter with PROOF OF DELIVERY, to prove you sent the request. After they receive it, they must stop calling you and your family. They can only contact you by mail after that. Report them to the FTC if they don't stop.
No, debt collectors in Oklahoma are allowed to contact debtors on Sundays, as long as they adhere to the federal Fair Debt Collection Practices Act guidelines, which prohibit calling before 8:00 a.m. or after 9:00 p.m. local time.
Debt collectors can indeed take settlement money from someone if they owe debt. These collectors may take from what they need to.
Not all companies collect outside of the US, but when they do collect, collectors dont have any issue calling international
Debt collectors are allowed to call between 8am and 9pm any day of the week in most states. Some states do have restrictions about calling on Sundays and holidays but most don't.
Debt Advisor
Go to the citizens advice bureau. Discuss your situation with them. If you do this, your life could begin again.