What you do is you drag it on to your character and press the a button to dig or tap a spot to dig up.
use a shovel or axe
You can bury money with the Golden Shovel.
All you have to do is bury a normal shovel for 24 hrs.
well, you just go up to the rock, get your shovel out, and press 'A'!
you can sell stuff and hit rocks with your shovel.
you kinda can....
I don't think that you can break the golden shovel on Animal Crossing GameCube. To get one, plant some money in a glowing spot. When the tree has grown it will be gold. Shake the tree and your gold shovel will come out.
from tom nooks shop
You can do the same thing with the golden shovel that you do with the regular one but, with the golden shovel you can plant money trees!!!!!!!!!!!! -Mylissa
They can be in rocks if you hit them with a shovel.
you need two shovels to do it but isn't it kind pointless?
You buy an axe from Tom Nook's shop and use it to chop down trees. Then you dig the stumps out with a shovel.