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A third party check is a check being negotiated by an individual who is not named on the front of the check.

Are you asking how to make one check payable to a couple AND an attorney? When you use AND on a check, ALL individuals named must be involved in the negotiation of the check. For the check to be cashed, ALL individuals named must sign and be present. For the check to be deposited, the bank may require a signature guarantee on the party(ies) who are not named on the account, especially if the party not on the account is a business. For this you would write "Pay to the order of PERSON ONE and PERSON TWO and THEIR ATTORNEY"

If you use OR, ANY individuals named may negotiate the check, either for cash or deposit. For this you would write "Pay to the order of PERSON ONE or PERSON TWO or THEIR ATTORNEY"

Before you write the check, make sure you know how they are expecting it to avoid any delays in its negotiation.

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Q: How do you write a check to a couple and an attorney and is it a third party check?
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