It is YOUR story. Write it in whatever way you wish.
If you honestly do not feel qualified to write it, you need to hire a ghost-writer to help you. You will not find any good authors who will write your story for free.
Tell her that you are sorry for her loss. If you know her well tell her you are there if she needs a favor or if she needs someone to talk to.
There was an ambulance at the scene of the accident.
Just write down exactly what happened in your own words. Give any details you can remember. You are not a police officer so cannot be expected to write a report they way they do. If the officer can read your account he can ask you any questions he feels needs to be answered. Do this as soon as possible while the accident is still fresh in your memory.
The only way a police office can write a report of an accident he did not witness is to take statements from people that did witness the accident. He can also look at the accident and determine how it most likely occurred.
'On accident' is improper grammar. By accident is proper grammatically. He spilled the milk by accident. However, you can avoid using the phrase and write a stronger sentence if you re-write the sentence, change it to an adverb, and leave out 'by': Accidentally, he spilled the milk. He accidentally spilled the milk.
motor accident
Not sure why one would want to apply for a road accident. Please explain.
Anything you don't want to overwrite by accident should be write protected.
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They are required to give assistance to all injured people at the accident
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The report should contain the following answers how what when where