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How does a brokerage firm apply to get the stamp and be able to signature guarantee

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Q: How does a brokerage firm apply for the ability to do medallion signature guarantees?
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Are there advantages to having a Visa Signature card over other credit cards?

The advantages of the visa signature credit card is the ability to redeem points on your purchases. You are essentially saving money while spending it.


What is the type of annuity in which the cash values are invested in securities?

This type of annuity would be a variable annuity. There are no guarantees on your interest and you may lose some or all of your principle. They do have the ability to grow at higher rates when the markets are up.


What does a personal guarantee look like?

A personal guarantee is a signature promise that money loaned to a company will be repaid. The owners or partners of a corporation sign documents, and put there personal finances on the line, with the guarantee that all money loaned to the company will be paid back. If money is not repaid, lenders have the ability to request repayment from the individuals who guaranteed payment.


How do you change from one mutual fund to another?

If both funds are in the same fund "family", you can do an "Exchange". Else you have to sell the fund you own, wait to get the proceeds, and buy the one you want. You can either do this directly with the mutual fund company/companies, or via a brokerage account, such as Scottrade, Fidelity, etc. Brokerage accounts can charge additional fees to buy/sell mutual funds, and they typically have categories of funds, like "Fee" and "No Transaction Fee" (NTF). The advantage of using the brokerage account is convenience - to be able to have all of your investments tracked in one place, the ability to sell funds without having to have the money mailed to you, and the ability to buy funds without filling out any "application forms". The advantage of dealing directly with the Mutual Fund companies are the absence of extra fees, and the ability to make automated monthly investments. Certain funds have trading restrictions and/or fees for "short-term selling", which means that you need to hold funds for a certain period (like 90 days, for example) in order to sell without restrictions. Check your funds prospectus for more information before selling. Mutual Funds also have a minimum investment amount, so check that the amount you have to invest is greater than the minimum before you sell your prior investment. There is also a class of Mutual Funds called Load funds that charge you a fee when you buy and sometimes when you sell them. These funds are typically sold through a financial planner, where the planner gets all or a portion of the fee. Load funds have been shown to underperform no-load funds because of the fees associated with them.


Will the Small Business Administration loan To Me?

The Small Business Administration doesn't loan money to companies. They use partner banks that loan money. The Small Business Administration just guarantees the borrowed funds. You need to use an accountant to construct a strategic business plan. An accountant should have the ability to point you within the right direction and use you. If you don't come with an accountant, you need to locate one which has knowledge about the Small Business Administration.

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Cristiano Ronaldo's favorite soccer move is the cross over.