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By requiring each member to have a primary care physician who receives a set fee per member for providing in-office care, and by negotiating payment rates for other providers (specialists, hospitals, etc.).

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14y ago

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In the health care consumer delivery system what best represents a HMO?

An HMO is an organization that provides insurance for consumers. They help make health care affordable for those they ensure.


What does HMO stand for?

Health Maintenance Organization HMO stands for Health Maintance Organization. Basically an HMO lets you go to a small group of doctors and hospitals. But, if you go anywhere else you have NO COVERAGE.


What is the goal of hmo?

An HMO is a construct intended to combine the financing and the delivery of health care services. It provides a comprehensive set of health care services to members (subscribers) in return for a monthly fee. Stated otherwise, an HMO may be considered to be both a health care provider and an insurer.


What is the context clue to HMO?

HMO stands for Health Maintenance Organization, a type of health insurance plan that provides a range of health services under a network of providers. The context clue often involves references to managed care, preventive services, and a requirement for members to select a primary care physician who coordinates their care. Additionally, phrases like "network of doctors" and "referrals for specialists" can indicate the HMO model.


What type of services do HMO's offer?

An HMO is a Health Maintenance Organization. They provide services which include health insurance, self-funded health care benefit plans and provides communication between health care providers and individuals.


where is the closest doctor in my HMO Health Plan?

Ask the insurance provider and they will provide you the closest doctor in my HMO Health Plan


Which of these is a prepaid health plan under which a member pays a monthly premium in exchange for comprehensive care?

HMO


What is a prepaid health plan under which a member pays a monthly premium in exchange for comprehensive care?

HMO


What type of coverage does the HMO Blue Cross offer?

The HMO Blue Cross plan covers inpatient and outpatient medical care, mental health care, substance use care, prescription drug coverage, and preventative care.


How does an HMO health insuance plan work?

"An HMO health insurance plan requires you to choose a primary care provider from doctors within your network. You will see this doctor for typical health issues. If you need to see a specialist of any kind, you must receive a referral from your primary care doctor to be covered by insurance."


Do we need a referral to see a specialist for HMO?

Yes, typically, you need a referral to see a specialist when you have a Health Maintenance Organization (HMO) insurance plan. The primary care physician (PCP) usually evaluates your condition and provides a referral if necessary. This referral process helps manage care and control costs within the HMO network. However, always check your specific plan details, as requirements may vary.


What is an HMO medical plan?

A Health Maintenance Organization (HMO) medical plan is a type of managed care health insurance that requires members to choose a primary care physician (PCP) and obtain referrals from the PCP to see specialists. HMO plans typically offer lower premiums and out-of-pocket costs, but they also require members to use a network of doctors and hospitals for coverage. Services received outside the network are usually not covered, except in emergencies. Overall, HMO plans emphasize preventive care and coordinated treatment.