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Basic medical insurance usually just covers things like Hospitalization. Whereas comprehensive coverage will cover your office visits, medications, surgery and hospitalizations. Of course, keep in mind that there may be deductibles involved.
Like other vehicle insurance, van insurance can be broken down into three general categories. These are Fully Comprehensive Insurance; Third Party, Fire, and Theft Insurance; and third party insurance.
Medical expense insurance: Covers some or all of the out of pocket expenses paid by the insured for covered medical expenses. Disability insurance: Makes up for some or all of the income lost during the disability of the insured.
Some aspects of insurance coverage that can differ by state are: Auto Liability, Medical Payments, Uninsured Motorist, Rental Reimbursement and Emergency Road Services.
Pricing and coverage can differ between insurance companies that provide the supplemental coverage. Find more information at: http://www.medicare.gov.
In Florida, auto insurance policies differ greatly from other states. The required insurance includes Property Damage Liability, Personal Protection Insurance and Personal Injury Protection. Things such as Collision and Comprehensive coverage are not mandatory in Florida.
Laws differ from state to state, however; you should check with Social Services and inquire about state assistance -- such as Medicaid/Medicare. If you're are unable to work because of an illness or surgeries, you may qualify for Medicaid and they will actually "go back" six months or more to cover your expenses relating to your disability.
Life insurance is not based on risk pooling.
That depends on the individual contract. Insurance products differ.
Getting a life insurance is a good thing to protect you and your loved ones.
Any medical condition that happens prior to you applying for the medical insurance is going to be considered a pre-existing condition. If you're applying for individual insurance, most likely the condition will not be covered but possibly medication for the condition would be covered. If you're applying for group insurance, you can check with the benefits administrator at your job to see how pre-existing conditions are covered in the policy, reason being because individual and group policies differ in coverage.
The benefits of an orthodontist may differ depending on where they work. They often receive health benefits and vacation time.