Tickets Points and Auto Insurance Rates

How does move over law ticket affect insurance?


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2013-11-04 20:29:05
2013-11-04 20:29:05

how does a ticket for a move over violation affect insurance for 21year old

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Yes, driving nearly 10 mph over the speed limit will affect a persons car insurance. How much it will affect it is based on the contract between the driver and the company.

The speeding ticket will go on your driving record. As to whether or not it will increase your auto insurance rate is really up to your insurance company. Many companies will not increase your rate for one minor violation if you only have one on your record. Many states and insurance companies recognize a ticket at or over 20 mph over the speed limit as a major violation instead of a minor violation.

It is important to drive safely and follow the rules of the road. A speeding ticket will cause the insurance rates of the driver to go up for a period of time.

It made my premium increase by over $300/6mo! I had no prior tickets and had a pretty clean record. GRRRR!

yes it wil it will go on you record In addition if it is 15mph or more over the speed limit NC will suspend your license.

You're insurance should not go up if this is your first time and as long as you pay the ticket. But you can contact your insurance company and find that out with them

There are no points that go on insurance for getting a ticket at five miles per hour over the speed limit. Usually, you will not even get a ticket for going only five over the limit.Ê

Speeding and the amount you were going over the limit can affect your car insurance rates. Some companies won't penalize you for getting a ticket if you have a clean record and some companies penalize for some tickets but not others. The best solution is to ask your specific company what violations affect their rates.

Including insurance cost increase over 5 years ... Around $1000 300 or so for ticket rest in insurance increase

1 mph over the speed limit. The insurance company will get the information regardless of the speed.

0 points its not a moving violation or grounds for being pulled over, most people get the ticket after being pulled over for other reasons, or while parked in a parking lot... Its just to make the state money & paying the ticket will not affect insurance rates

I'm no expert, but I doubt that it is true for those over 18. I know that there is a program for under 18 drivers on their first ticket, in some counties, that can remove the record of the ticket. And that means the insurance doesn't go up cause they didn't find out. There is also the posibility that the insurance will not check up on you and in that case they will not find out that you got a ticket.

No. In fact I just got a 180$ speeding ticket in Texas and they didn't even check my insurance because it was an out of state vehicle. However, if they ran your insurance when you got pulled over (out of state vehicles sometimes they dont) then it will be reported to your insurance.

I know when I got a ticket, I went to the courthouse and met with one of the people there and told them to "stay" the ticket. Which meant that if I didn't get another ticket within a year of that ticket, it would not go on my insurance. However, if you got another ticket, then both would go on your record. I have also heard that if the ticket is less than 10 mph over the limit, then it automatically doesn't go on your insurance. However, I think this might be a myth, because when I went to "stay" my ticket I was going 37 in a 30, and the worker never said anything about it not going on my insurance. It may also have something to do with select counties too.

i just got this same ticket the other day. i am 18 and need to know how this will affect my insurance. i was going 81 in a 65 but all the traffic around me was going the EXACT same speed, if not faster. i still don't understand how i got the ticket, but i did so i have to deal with it. how much will my insurance increase? would it be worth it to take it to court or to just pay the ticket and take traffic school? could i be denied traffic school because i was 16 over?

Yes. You have to conform to the traffic laws of the state you are driving in, even if you are from another state. If you're from Georgia (which requires auto insurance by law) and got pulled over in Tennessee for not having insurance, you have to pay for that ticket in Tennessee. The only states that don't require auto insurance are New Hampshire and Wisconsin. All other states have a requirement. However if you live in New Hampshire, as an example, and drive into Massachusetts, and an officer asks to see license, registration and proof of insurance, and you are not covered, you will get a ticket for driving without insurance in the state of Massachusetts.

the only thing that matters is whether or not you had insurance at the date you got pulled over. if you got insurance two weeks later that will not work. if you had valid insurance but did not have a copy of it with you contact the court and let them know...they will ask for proof of coverage. if you can provide that they will dismiss the ticket. acceptable proof of insurance is an insurance card showing you had coverage on said date or a letter of experience from your insurance company.

It is important to not drive over the speed limit for the safety of everyone on the road. Doing 17 over the speed limit can cause a persons insurance rates to up significantly, the person can also lose their license.

It depends on your driving record and how many tickets you've had in the past. If you have a good record chances are the ins. company may not know about the speeding ticket. Also how much over the speed limit will affect the cost and if you have to go to court for any charges like wreckless, dangerous, or careless driving or if you were drinking or not.GOOD LUCK

Yes, if it is after the expired month, a cop has the right to pull you over and give you a traffic fix it ticket. Make sure you have proof of insurance too.

If it's just one and just for a couple MPH over the limit, probably not much. If you've had a few speeding tickets or were going enough over the limit to be considered "reckless driving", your rates will go up depending on how much the insurance company feels your behavior is increasing the risk of an accident.

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