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Commercial vehicle insurance is considerably more expensive than the premiums for a personal vehicle. With a commercial vehicle, the risk (to the business) is far greater. Depending on the vehicles themselves, there is additional risk. A huge delivery truck stands to do more damage than a two-door hatchback. The nature of the business, the size of the fleet and other factors are considered when writing a commercial policy.

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Q: How does the cost of commercial vehicle insurance compare with regular coverage?
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