How far back can car insurance look on your driving record fl?

This will vary in different states. I know in Georgia an insurance company can request a report for 3 years or 7 years. Most insurance companies request the 3 year report because their rating plan is based on 3 years driving record. It also costs a good bit more to get a 7 year record instead of the 3 year record. I have one company that rates based on 5 years so they get the 7 year record. Lots of times people think that tickets and accidents fall off their record after 3 years but this isn't true. Tickets and Accidents are on your record forever. The only thing that varies is the time period covered by the report that is sold to outside companies.