How is credit affected by returning a vehicle?
Can you please specify what you mean by returning a vehicle? Are
we talking about returning a vehicle within the specified time by
the dealer because you are not satisfied or are we talking about
returning a vehicle that has been repoed?
Asked in Cars & Vehicles, Texas Law
What is the Texas law for returning a new vehicle?
Will the surviving spouse's credit rating be affected by the repossession of the deceased spouse's car?
Asked in Credit Reports
Does returning a car after two weeks you buy it mess your credit?
Asked in Credit and Debit Cards, Credit, Probability
You recently took out a used vehicle loan and have not began to make payments will this affect your probability of getting a credit card?
Who's credit rating is affected if a vehicle that was leased with a cosigner is reposessed?
Asked in Auto Loans and Financing, Personal Finance, Credit and Debit Cards, Loans, Improving Your Credit Rating, Money Management
Should you apply for a credit increase before or after applying for a vehicle loan?
What happens to your credit if your soon to be ex-wife totals her vehicle and you're on the title not the loan and the vehicle gets repo'd and you're not willing to sign off until the divorce is final?
Will a cosigner's credit be affected if they cosign for someone who has a bad credit score because of a Chapter 7 bankruptcy?
What is the time frame for returning a used vehicle to get refund?
If mortgage note is in the name of a deceased spouse but your name is on the deed will your credit be affected if you chose to walk away from the home?
Asked in Travel Insurance
You overstayed your visa and you are returning home Can you ship a vehicle that belongs to you?
Asked in Used Car Buying
What is Ohio law for returning a newly purchased vehicle?
Asked in Repossession
I have not paid for your car in over a year and they will not come get it?
This is something I never heard of. You definetly want to make arrangements of returning this car to the lender or dealership. Call them and make arrangements. Returning the vehicle is better when it comes to your credit. Once this vehicle is auctioned off and sold, you will be left with a remaining balance. Once you receive notice of this, you can actually prepare to negotiate a settlement of .10 cents on the dollar, or 30% percent of the balance. Get everything in writing before making your final payment. This is something I never heard of. You definetly want to make arrangements of returning this car to the lender or dealership. Call them and make arrangements. Returning the vehicle is better when it comes to your credit. Once this vehicle is auctioned off and sold, you will be left with a remaining balance. Once you receive notice of this, you can actually prepare to negotiate a settlement of .10 cents on the dollar, or 30% percent of the balance. Get everything in writing before making your final payment.
Asked in Economics, 2008 Economic Crisis
Does credit have anything to do with economic crisis?
Asked in Credit Reports, Credit
How long does it take to hit your credit report after purchasing a vehicle?
What happens when you default on a car loan?
If you adds your sister as a second cardholder to an account will your credit be negatively affected by your sister's bad credit?
Asked in Credit
Will your credit score be affected if you volunteerly give up your car?
If the vehicle is a charitable donation: If the vehicle has been paid in full then no, it should not affect your credit score. One thing it can effect is your tax return. You should definitely get a donation receipt and claim this as a charitable donation on your income tax return. If the vehicle is a purchase you made and later couldn't afford: Yes, it absolutley will affect your credit score. Unless you make an arrangement with the lender to pay any remaining balance, or they are able to auction the vehicle for as much or more than what you owe.
Asked in Deeds and Ownership, Foreclosure
Will your spouse's credit score be affected if your individually owned property is foreclosed spouse's name is not on the deed?
If the cosighner stops making payments on car loan but has the car and wont return it?
Would your credit score be affected if you have your name in title but not in the loan?
Your credit score is only affected if (1) your name is on the loan and (2) you are a primary borrower. However, if there is a loan that is used to secure a title (to either a boat or car), until the loan is paid off, the lender's name is on the title, not yours (unless, of course, you are lending the money that bought the vehicle).