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What else can I help you with?
Is the child tax credit returning in 2022?
Yes, the child tax credit is expected to return in 2022.
Will a cosigner's credit be affected if they cosign for someone who has a bad credit score because of a Chapter 7 bankruptcy?
The cosigner's credit will only be affected if the person that they cosign for defaults on the loan. The bankruptcy will not affect the cosigners credit.
Should you apply for a credit increase before or after applying for a vehicle loan?
For a better chance at getting the vehicle loan, increase your credit after the vehicle loan. Increasing your credit before may reduce the your vehicle loan amount.
Do dealerships have to run your credit if you pay cash for a vehicle?
No, dealerships do not have to run your credit if you pay cash for a vehicle.
What happens when you default on a car loan?
When a consumer defaults on a car loan their credit becomes negatively affected. Not only that, the previously purchased vehicle will become subject to repossession if the payment is not received.
Does returning a car after two weeks you buy it mess your credit?
It depends why you are returning it but it should not
Will the surviving spouse's credit rating be affected by the repossession of the deceased spouse's car?
AnswerIf the surviving spouse was not a joint borrower on the vehicle loan the repossession affect/appear on their credit report.
You recently took out a used vehicle loan and have not began to make payments will this affect your probability of getting a credit card?
No, it shouldn't unless your debt to income ratio is affected or having a good credit score.
Who's credit rating is affected if a vehicle that was leased with a cosigner is reposessed?
Both parties social securities #'s are sent to collections for the amount due.
What happens to your credit if your soon to be ex-wife totals her vehicle and you're on the title not the loan and the vehicle gets repo'd and you're not willing to sign off until the divorce is final?
If you are not on the loan, then your credit will not be affected. Unless the court makes you responsible for the debt (doubtful) then there is nothing to worry about.
Do you get cash back when returning items bought with a credit card?
NO
Is the child tax credit returning in 2022?
Yes, the child tax credit is expected to return in 2022.
How is your credit affected if you marry someone with bad credit?
Badly
Will a cosigner's credit be affected if they cosign for someone who has a bad credit score because of a Chapter 7 bankruptcy?
The cosigner's credit will only be affected if the person that they cosign for defaults on the loan. The bankruptcy will not affect the cosigners credit.
Should you apply for a credit increase before or after applying for a vehicle loan?
For a better chance at getting the vehicle loan, increase your credit after the vehicle loan. Increasing your credit before may reduce the your vehicle loan amount.
Do dealerships have to run your credit if you pay cash for a vehicle?
No, dealerships do not have to run your credit if you pay cash for a vehicle.
I have not paid for your car in over a year and they will not come get it?
This is something I never heard of. You definetly want to make arrangements of returning this car to the lender or dealership. Call them and make arrangements. Returning the vehicle is better when it comes to your credit. Once this vehicle is auctioned off and sold, you will be left with a remaining balance. Once you receive notice of this, you can actually prepare to negotiate a settlement of .10 cents on the dollar, or 30% percent of the balance. Get everything in writing before making your final payment. This is something I never heard of. You definetly want to make arrangements of returning this car to the lender or dealership. Call them and make arrangements. Returning the vehicle is better when it comes to your credit. Once this vehicle is auctioned off and sold, you will be left with a remaining balance. Once you receive notice of this, you can actually prepare to negotiate a settlement of .10 cents on the dollar, or 30% percent of the balance. Get everything in writing before making your final payment.
