You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.
The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.
If they drive with owners permission, yes. The owner may lose their ability to keep insurance if they allow a persn with a bad driving record to drive and they have an accident.
You guessed it!
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
The owners name and address should be listed on the accident report as well as the driver of the vehicle and who was at fault in the accident.
Your own home owners insurance most likely will not... probably an exclusion for damage to your own property from an accident of that nature. If the home your grand daughter lives in has renters or home owners insurance, then that policy will probably cover it.
No. Auto-Owners is the parent company of Owners Insurance, Southern-Owners Insurance, Property Owners Insurance, Home-Owners Insurance, Auto-Owners Life Insurance. They have no affliation with Utica
Prudential insurance is not a good and trusting company for cars, but they are ok for home owners insurance. For any other company would be better for you for car insurance.
In Florida, No-Fault insurance, also known as Personal Injury Protection (PIP), is not mandatory for vehicle owners, making it optional. This means drivers can choose whether to carry PIP coverage, which typically covers medical expenses and lost wages regardless of fault in an accident. However, opting out of No-Fault insurance could leave drivers financially vulnerable in case of an accident. It's essential for vehicle owners to weigh the risks and benefits before deciding on their insurance coverage.
That would be a very Bad Idea. Non Owners Insurance does not cover an accident in a vehicle to which the non-owner has regular use and access. It also will not cover an accident in a vehicle that belongs to a member of the same household. Not sure will depend on many factors, contact an agent/agents and request some quotes.
In Florida, no-fault insurance, known as Personal Injury Protection (PIP), is mandatory for all drivers, but the state does allow vehicle owners to opt out of it under certain conditions. However, if they choose to opt out, they must have another form of insurance that meets the state's minimum liability requirements. While no-fault insurance covers medical expenses and lost wages regardless of fault in an accident, opting out may expose drivers to higher risks if they are involved in an accident. It's essential for vehicle owners to carefully consider their insurance options and the potential consequences of opting out.