You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.
The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.
If they drive with owners permission, yes. The owner may lose their ability to keep insurance if they allow a persn with a bad driving record to drive and they have an accident.
You guessed it!
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
Renters insurance can cover loss in case of fire, theft, accident. Your possessions are not covered by the building owners insurance policy.
No. Auto-Owners is the parent company of Owners Insurance, Southern-Owners Insurance, Property Owners Insurance, Home-Owners Insurance, Auto-Owners Life Insurance. They have no affliation with Utica
The owners name and address should be listed on the accident report as well as the driver of the vehicle and who was at fault in the accident.
Your own home owners insurance most likely will not... probably an exclusion for damage to your own property from an accident of that nature. If the home your grand daughter lives in has renters or home owners insurance, then that policy will probably cover it.
Prudential insurance is not a good and trusting company for cars, but they are ok for home owners insurance. For any other company would be better for you for car insurance.
That would be a very Bad Idea. Non Owners Insurance does not cover an accident in a vehicle to which the non-owner has regular use and access. It also will not cover an accident in a vehicle that belongs to a member of the same household. Not sure will depend on many factors, contact an agent/agents and request some quotes.
By Tesco owners
National Life has been bought out by AIG, so you would have to contact them: aig.com/gateway/home.