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You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.

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โˆ™ 2013-11-11 00:34:36
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Q: How is one protected under car owners insurance when one drives and is in an accident with a party that does not have insurance?
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Related questions

Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?

The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.


Is there coverage if an uninsured person drives an insured person's car?

If they drive with owners permission, yes. The owner may lose their ability to keep insurance if they allow a persn with a bad driving record to drive and they have an accident.


What if someone is driving your car and they get into an accident and get hurt and they do not have car insurance is the owners insurance responsible for medical for the injured driver and damages?

You guessed it!


If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?

If a taxi driver hits you, and its his fault, the cab company's insurance pays.


What would renters insurance be useful?

Renters insurance can cover loss in case of fire, theft, accident. Your possessions are not covered by the building owners insurance policy.


Is Auto Owners Insurance Company a parent company of Utica Mutual Insurance Group?

No. Auto-Owners is the parent company of Owners Insurance, Southern-Owners Insurance, Property Owners Insurance, Home-Owners Insurance, Auto-Owners Life Insurance. They have no affliation with Utica


How do you find vehicle owners car insurance if the vehicle was being driven by someone other than the vehicle owner?

The owners name and address should be listed on the accident report as well as the driver of the vehicle and who was at fault in the accident.


Will home owners insurance pay for a tv accidentally busted by four year old granddaughter?

Your own home owners insurance most likely will not... probably an exclusion for damage to your own property from an accident of that nature. If the home your grand daughter lives in has renters or home owners insurance, then that policy will probably cover it.


Is prudential insurance good about getting car accident claims resolved?

Prudential insurance is not a good and trusting company for cars, but they are ok for home owners insurance. For any other company would be better for you for car insurance.


Would it be cheaper to get non-owners insurance for your 16 year old than adding him to your insurance policy?

That would be a very Bad Idea. Non Owners Insurance does not cover an accident in a vehicle to which the non-owner has regular use and access. It also will not cover an accident in a vehicle that belongs to a member of the same household. Not sure will depend on many factors, contact an agent/agents and request some quotes.


How are eggs protected?

By Tesco owners


How do you contact National Life and Accident Insurance company's new owners to file a claim for a life insurance policy?

National Life has been bought out by AIG, so you would have to contact them: aig.com/gateway/home.

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