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This will depend on the specific federal student loan you have. Stafford loans have a grace period of six months while Perkin loans have a grace period of nine months.

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10y ago

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How do you know if you have a federal student loan?

You can know if you have a federal student loan by checking your loan documents or contacting your loan servicer. Federal student loans are issued by the government and typically have terms and conditions set by federal regulations.


What is the best federal student loan program?

There are many federal student loan programs to choose from. They include Federal Perkins Loan, Federal Direct Subsidized Loan, Federal Student PLUS Loan, etc. When it comes to deciding which is the best, it depends on one's circumstances.


Can you file bankruptcy for your student loans and keep your house out of it?

If the student loan is a federal loan and not a private loan then the answer is no. Federal student loans can not be included in bankruptcy, you will always be responsible for repayment of FEDERAL student loans.


Can you apply for a private student loan before you apply for a grant?

Yes, but you should find out how much Grant money and Federal student loan money you are eligible for before applying for Private student loans. Grants are free and Federal student loans are cheap. Private student loans are very expensive. Avoid them if you can.


When does a private student loan have to be paid back?

This depends on the type of loan that you took out. Most federal student loans ask that you start making payments after you graduate.


How do I know if I have a federal student loan?

You can check if you have a federal student loan by logging into the National Student Loan Data System (NSLDS) website using your FSA ID. This site will show all federal student loans you have borrowed.


How can I find a student loan?

You can find a student loan by researching and applying for federal student loans through the Free Application for Federal Student Aid (FAFSA) website, or by exploring private student loan options from banks, credit unions, and online lenders. Make sure to compare interest rates, terms, and repayment options before choosing a loan.


Where can one find assistance on paying back a federal student loan?

There are many places one might go to find assistance on paying back a federal student loan. Some employment programs offer assistance as part of job bonuses.


How do I know if my student loan is federal?

You can find out if your student loan is federal by checking the National Student Loan Data System (NSLDS) website or contacting your loan servicer. Federal student loans are issued by the government, while private student loans are issued by banks or other financial institutions.


Do you have to pay your federal loan back before returning to college?

No.


Can you get a federal student Stafford loan if one of your parents has a student loan that is in default?

Yes.


I had a federal student loan that went into default. They took my taxes each year and they are now paid off. I was wondering If I would be able to go back to school and get another student loan?

I'm pretty sure if you have defaulted on a previous student loan, you cannot get a federal student loan again. maybe you could get a private student loan, but the rate you'd get would suck cause your credit probably sucks after defaulting on that other loan...sorry.