Until you pay your debt
seven years
30 days from the time the debtor requested written confirmation.
If the bill is turned over to a collection agency, it can remain on your credit for seven years from the date of last activity. ----------------------------------------- That is correct - 7 years. It can come off if you hire a credit attorney, though.
Technically seven to ten years. When a credit card goes into default it gets written off on the creditors taxes as a loss and gets sold to a collection agency for 10 to 20 percent of the original loss. Down the line it gets sold from collection agency to collection agency.
Not as long as you can prove you paid it.
There is no law that restriction how long a creditor or business must hold a bad debt before forwarding it to a debt collections agency.
No they can't it's against the law. However the original creditor is allowed to add collection fees as long as the underlying contract allows for it. For example medical intake forms often allow for interest and collection fees.
Romania don't use dollars. But in banks, tourism or travel agency, payments between individuals, etc. the use of dollars is common. For other uses it is mandatory to change dollars in lei.
The SOL is from the "date of last activity" from the ORIGINAL creditor. State laws varied, but most are within 4 to 5 years from the dla.
things like this usually are after a couple months of non payment
There is no definite answer as creditors establish their individual collection procedures, it might also depend upon whether it is the original creditor or a collection agency.
Yes, even though it makes very little sense for them to do so. A collection agency regardless of the status can continue collection attempts as long as they do not violate the FDCPA.