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How long can hospital or their collection agency go back for payment?
Wiki User
∙ 12y ago
The hospital or their agent can collect on a debt up to seven years from the date of last payment or from the date of service, which ever is later. In the event a judgment is obtained, that is increased to ten years. Also in the event of a judgment, they may motion the court for a second ten year extension. If it is timed right, you can be held responsible for up to 27 years.
Wiki User
∙ 12y ago
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Once in a 3rd party collection agency for a hospital bill is there any way to go back to deal with the hospital directly to make payment arragements?
No. Collection agencies are vicious. Once they get their hooks into you nothing is going to stop them from belittling you, harrassing you & your family and making your life miserable until your debt is paid in full. They are legal bullies.
What do you do if an account was turned over to a collection agency but the original creditor accepted your payment in full?
Contact the original creditor. Provide proof of your payment. They need to retract the account from the collection agency. The account could have been sold to the collection agency or simply assigned to them. For your purposes, it does not matter which situation applies. You paid the original creditor and your credit report needs to reflect this. After they do what they need to do to get the account back; you then dispute the entries with all three credit bureaus. The original account should show as a paid collection and the other collection account should be removed from your credit report entirely.
What does collect mean?
Collective agreement term used for agreements made between employees and employers, usually involving trade unions. They often cover more than one organization. Although these can be seen as contracts, they are governed by employment law, not contract law.
How do banks get their money back when they repossess an auto?
They sell the vehicle for what they can, then charge the remainder to you. They usually sell that debt to a collection agency, and the agency starts calling you for that money.
What does it mean if the original creditor recalls your account from the debt collection agency?
Same thing happened to me..... what does this mean? I have not heard anything back from original creditor and was making timely montly payments to collection agency... I am confused and a little scared
Can I get my drivers license back if i haven't paid my child support?
Not if it was suspended for non-payment. I suggest you contact the State's child support agency to work out a payment plan.
Do collection agencies usually garnish wages?
Collection agencies are usually retained by the establishment that you owe the defaulted debt to, if the borrower ( person in debt) does not want to work with the collection agency handling their debt, the collection agency will then document the account as a refusal then send the account back to the original lender then they will garnish your wages until the life of the loan is paid off.
If a debt has been paid to the original creditor and they recall it from their collection agency will a dispute succeed in having it removed from the credit report?
Hard to say. Disputing the collection after you pay off the creditor could still come back as 'verified' from the credit bureaus simply because the collection did happen. If the collection agency does not respond to the credit bureau's query, then the entry will be removed.
What happens for non payment of credit card FAQ?
if you dont pay your credit card bill, they will charge you the amount that you didn't pay plus interest on your next bill. If you wait too long to pay your bill, they might hire a collection agency to get the money back or reposses your things
Legal Procedure to get back a personal loan in US?
Get back a personal loan. Is it in default? Contact loan company or debt collection agency and start making payments.
Can a collection agency report you to the credit bureau if you are making monthly payments on your medical bill?
If the debt was properly assigned by the original creditor, yes. If you are making payments to the Original creditor than ask them to pull it back from there Collection agency, then dispute with the CRA's and when they update it should delete
You received a letter from a collection agency NCO requesting payment on an account that is over five years old what should you do?
There is a 2 year statute of limitations. This collection agency bought this debt for pennies on the dollar and are taking a chance that they will be able to collect. Write them back and tell them that the debt is old and is past the time allowed to collect. Tell them that they are to not contact you again and that they are not to report this to the credit beaureau. Make a copy for yourself and send a copy to them certified mail. This way they can't say that they never received it.
