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How does a credit card account differ from a checking account?
A credit card account comes with a credit card, which can be used to authorize purchases of any value. The checking account does not come with a credit card and is used for issuing checks.
When do credit card companies report late payments to the credit bureaus?
After your account has reached 60 days past due. After your account has reached 60 days past due.
What is the difference between a checking account and credit card account?
checking from bank fund & credit card prepaid by credit
Should I provide my checking account information to qualify for a new credit card?
In the age of identity theft, it is hard to tell what you should give to a credit card company and what you should not. If you don't feel comfortable giving the credit card company your checking account information, then you shouldn't. Most credit card companies base your approval on a credit card via your credit score. If the company seems fishy or pushy about getting your checking account information, then you should tell them politely that you aren't interested and try going with a brand of credt card that you know and trust.
How do you set up a pay pal account with out a credit card?
You don't have to enter your credit card when setting up an account on Paypal. Paypal requires your credit card information if you need your account verified.
Can you re-open a credit card once closed?
Credit card companies will not reopen a credit card account once it has been closed. The company will issue a new credit card and new account if it wishes to do business with the person.
What are the advantages of having an ACH merchants account?
An Automated Clearing House account is more secure than setting up an account with credit card companies personally. A clearing house account my also have features that are not offered with an account directly set up with credit card companies.
Can credit card companies give your account number to idenity fraud companies without your consent?
YES
Is there a list providing comparisons of the various business credit card providers?
Almost all credit card companies offer business credit card services. However, I would recommend Visa or MasterCard because they are both very big credit card companies that provide great benefits when a business credit card account is activated.
How long do credit card companies keep record of your signed credit card application?
Most credit card companies only keep records for approx 13-18 months. You would think they would keep them longer right?? With all the bank consolidations happening, records go missing and/or are not implrted into the new computer system. It costs lots of money and time to transfer records of that size.
How does one qualify for a business credit card?
Different credit card companies have different requirements for businesses wishing to obtain a credit account. Some credit card companies will require proof of the business's existence, while others will allow you to simply apply using the company's name.
Can credit card company garnish state retirement check in Florida?
Credit card companies could not garnish a retirement account at one time in Florida.
How does a credit card account differ from a checking account?
A credit card account comes with a credit card, which can be used to authorize purchases of any value. The checking account does not come with a credit card and is used for issuing checks.
What rewards do credit card companies offer besides airline mileage?
Credit card companies offer many different rewards for using their credit cards. A popular deal now is the 'cash back' reward, which actually puts cash right back on your card or in your account.
When asked must credit card companies remove you as an authorized user from an account even without the consent of the primary card-holder?
Credit card companies are usually responsive ONLY to the primary card holder. They generally will not speak to, or honor requests from authorized users.
Can credit card companies close your account and continue to charge interest on the balance?
Sure can, a dirty deal.
Can you use your deceased spouse's or parents' credit cards?
Absolutely not, unless you're an authorized user or joint account holder. That would be credit card fruad, a felony. If you are on the account, you still need to let the credit card companies know of the death, as it may change the status of the account.
