for ever
what is FI Reference ID:
if you are not a member then you are a user so that means you have a ID instead of a member name.
US Bank fed ID: 31-0841368
003
Regions Bank
BANGALORE
If you see an answer by an ID member (ex: ID29486027) it is an unregistered, anonymous user on WikiAnswers.
HSA Bank
Regions Bank
Bank Of The West
your customer ID is your iconnect login id
Well wrapped id say about a week. for Quality.