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All negative information stays on your credit file for anywhere from 1-6 years. The credit reference agencies onlyhold information for six years, whether positive or negative.

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Q: How long does a default notice stay on your credit file?
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Related questions

How long does a mortgage default stay on your credit file?

Most cases, negative items can stay between 5-7 years on your credit report. Henry


How long does a default notice last?

depends on what it is


How long will credit card default affect your credit?

7 years, no more than 10.


Does a landlord have the right to collect rent on a home with a notice of default?

Yes, a landlord can still collect rent on a property with a notice of default. The notice of default relates to the mortgage payments on the property and does not impact the landlord-tenant relationship or the tenant's obligation to pay rent.


How long does bad credit affect your credit score?

as long as your credit file contains negative information it will always impact your credit score


How long after you file bankruptcy can you put claims to remove from your credit?

It stays on your credit report for ten long years and they won't remove it.


If you have a credit card with a balance and you haven't used it in a year and cancelled it would that have a negative affect on your credit rating?

Not as long as you don't default in the payments.


How long takes to affect your credit the late payments on your house?

The lender is likely to report this to the credit reference agencies within a week of the default


How long is a sheriff court decree on your credit file?

A sheriff court decree can stay on your credit file for up to six years in the UK.


How long does an auto repossession and a home foreclosure after stay on your credit report?

NOTICE OF DROPPING PARTY DEFENDANT


How does an unmarried couple that purchased a home together file for tax credit?

You may claim just one credit between the two of you. You may divide the credit using "any reasonable method" as long as both of you are eligible to claim the credit. If one of you is not eligible, it is OK to assign the whole credit to the other one who is eligible. The IRS discusses this in Notice 2009-12 and gives examples: http://www.irs.gov/pub/irs-drop/n-09-12.pdf This notice was written before the tax credit was increased to $8000 for 2009 purchases, so it keeps using the $7500 figure.


How long will a dismissed chapter 13 be on your credit file?

Seven (7) years from the date of dismissal.