Yes, it is legal for a company to keep your credit card on file as long as they have your permission to do so and comply with relevant data protection laws.
No...you need to call your credit card company and file a complaint.
They say that I am in contract to pay for everything. They have my credit card and that's it. What can happen if the credit card on file is invalid?
It happens and can be disputed. Call you credit card company or credit agencies.
Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.
Thier actions, or lack, do not effect your ability to file for bankruptcy.
To file a credit card claim, you typically need to contact your credit card company, provide details of the disputed charge, and submit any supporting documentation. The credit card company will investigate the claim and make a decision on whether to issue a refund or credit to your account.
Write a letter to the credit card company and give them as much information as you can. Chances are they have your record on file.
Yes.
You can file a credit check from your credit card company or you can file it through the government tax agency. www.consumer.ftc.gov/articles/0155-free-credit-reports gives more details about credit check.
Obviously not. In this situation a credit card owner should contact the relevant credit card company and ask to be connected to the fraud department in order to explain the situation. However, it may be that the user signed a contract with a company for a monthly charge for a service which is no longer used and the user has forgotten; in this case, the user needs to cancel his/her arrangement.
To file a credit card claim, you typically need to contact your credit card company, provide details of the disputed charge, and submit any supporting documentation. The credit card company will investigate the claim and may issue a temporary credit while they review the case. It's important to act promptly and follow the specific procedures outlined by your credit card issuer.
Yes