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Thier actions, or lack, do not effect your ability to file for bankruptcy.

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19y ago

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If you are an additional card holder on a parent's credit card account and you file bankruptcy will the bankruptcy appear on their credit?

The bankruptcy will appear on their credit if you include this card in your bankruptcy. If you leave the card off the bankruptcy, it will not effect their credit.


If credit card puts lien on house and i file bankruptcy can i still file the credit card in the bankruptcy?

You have to, it is a debt...it is just a secured debt...by the lien on the property.


You have a zales credit card it is a jewelry credit card can you file bankruptcy on this card along with your other credit cards?

Yes


If you file bankruptcy will that remove a charge off report from a credit card?

Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.


If a credit card company has already set a court date against you can you still file bankruptcy?

Absolutely, you can send the notice of bankruptcy filing to the court and you will not have to attend.


How do you stop wage garnishment for credit card debt?

file bankruptcy


Can you keep credit cards that you do not have balances on during a bankruptcy?

That is up to the CC company. Normal if you file they will cancel the card ASAP. But not always best to inform the CC company what you are doing.


Can a company charge fees to credit card without permission?

No...you need to call your credit card company and file a complaint.


Do you have to get credit counseling before you can file for bankruptcy?

You do not have to necessarily get credit counseling before you can file for bankruptcy.


What happens when the credit card on file with a company you owe money to is invalid?

They say that I am in contract to pay for everything. They have my credit card and that's it. What can happen if the credit card on file is invalid?


Should you file for bankruptcy if you can not make credit card payments?

yes noob how dont you know that


Should one file for bankruptcy or settle with credit card company?

I have been considering claiming bankruptcy for quite some time now. I have no money and am a student. I was injured on the job a few years back and am going to be receiving a settlement offer from the worker's compensation company soon. The settlement would pay half of my credit card debt. Should I try to settle with the credit card company for less than I owe? Or should I still claim bankruptcy like I was planning originally? If I claim bankruptcy, will the money I get from the settlement be up for grabs? If so, can a bankruptcy lawyer negotiate a settle-for-less deal? Help!