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You normally can get free online credit report almost instantaneously from any of the sites that offer them. The factor that you must concern yourself with would be the amount of detail available. Normally, there isn't much aside from the rating itself and then even if it's supposedly free, you have to sign up for a short trial perod, after which you will be charged automatically if you fail to cancel on time.

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Q: How long does it take to ge a free online credit report?
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