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The time it takes likely depends more on the company than your state. You need to have a copy of the death certificate to send to the company as well as proof that you are a beneficiary. Unless there is a question, a company should be able to honor your claim and send you a check in a couple of weeks.

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Q: How long does it take to receive life insurance benefits in Alabama?
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Does a beneficiary on a life insurance prevail over a will request?

Yes! The beneficiary on a life insurance policy does not have to be included in a will in order to receive the life insurance benefits.


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6-8 months where I live.


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