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You can go from zero to perfect in 90 days.

The absolute quickest way to get perfect credit in record time, is to have some one with excellent credit co-sign on an American express card or a name brand Visa or Master card. Just make one or two purchase, pay them off completely as quickly as possible. You can then rip up the co-signed card and start applying for easy to get cards like Sears within two months.

If you are starting from a negative standpoint with negative credit will it take a little long.

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