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How long is a bill collectiable?

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Anonymous

11y ago
Updated: 8/21/2019

Generally 7 yrs from charge off but there are exceptions so it's tricky-if you make a pymt, it renews the debt, and some like student loans or if they have a judgement have longer terms, or in the case of student loans, never go away and can't even be discharged in a bk. The lender and amount owed usually determine how aggressive they are in collections activity as well.

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Wiki User

11y ago

What else can I help you with?