Cars & Vehicles
Repossession
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Criminal Law
How long is a repossession on your records?
Wiki User
2007-06-30 13:12:08
7 years
Related Questions
Asked in Repossession
How long after repossession can you get a car loan?
The repossession stays on your credit report for 7 years.
How long does the repossession process of a car usually take?
The repossession process of a car usually takes about 6
months
Asked in Cars & Vehicles, Repossession, Liens
Can you be threatened with repossession for having been arrested?
You being arrested has no bearing on your loan. As long as you
make the payments on time there will be no repossession. The loan
company does not care if you are in jail as long as they get their
money.
Asked in Repossession, Florida
How long does the state of Florida have to file a voluntary repossession claim against you?
There is no specific time limit for a repossession in Florida.
Florida law does not require a creditor to give notice before
starting a repossession.
Asked in Repossession
What is the statute of limitations in Georgia for repossession of a vehicle?
I don't think there is a statute of limitation on repossession
of a vehicle anywhere as long as there is an overdue payment
outstanding.
Asked in Repossession, Credit Reports, Statutes of Limitations, Credit
How long does a repossession in Mississippi stay on your credit report?
By federal law, 7 years from the date of repossession or sale or
last payment. The state is irrelevant.
Asked in Repossession, Credit and Debit Cards, Income Garnishment
How long after repossession does the finance company have to garnish your wages?
They aint going to....They try to scare you with that, as long
as they have there property there good!!
Asked in Repossession, Credit Reports, Credit
Does a voluntary repossession affect credit the same way as a reposession?
Yes, there is no difference. A repossession is a
repossession.
Asked in Repossession
How will a voluntary repossession affect your purchasing a car within a year from the voluntary repossession?
A repossession is a repossession, no matter if it is voluntary
or not. Your credit will be ruined for 7 years.
Asked in Repossession
Do still own the car after a repossession?
Depends. Are you receiving the car or are you selling the
car.
Repossession = again
Repossession = ownership
Repossession = gaining ownership again
Asked in Repossession, Credit Reports
Can you remove a repossession off your credit report if your cosigner has a judgment on the repossession?
No you cannot remove a repossession off your credit report if
your cosigner has a judgement on the repossession.
Asked in Repossession
When doing a repossession in Texas can you block their car in?
When doing a repossession in Texas can you block their car
in?
Check with the local police departments. You probably can, as
long as the car is NOT parked on private property.
Asked in Repossession, Credit Reports, Credit
How long does a voluntary repossession stay on your credit report?
For Experian, a voluntary repossession will remain on your
credit report for seven years from the original delinquency date of
the debt.
Asked in Law & Legal Issues, Medical Records
How long do I have to keep a deceased patient's medical records?
how long to keep deceased medical records
Asked in Debt Collection, Banking, Business Accounting and Bookkeeping
How long do you keep accounting records in the US?
How long to keep accounting records for business in the US
Asked in Medical Records
How long do you keep medical records for HIPAA?
HIPAA has nothing to do with how long you have to keep medical
records.
Asked in Repossession
Can a repo take place at your work in Florida?
A repossession can be executed anyplace or time that a person
holding the repossession order sees the vehicle in question, as
long as the repo man does not violate the law in doing so. That
said, Florida law does not restrict repossession according to
location.
Asked in Law & Legal Issues, Repossession
How long does it take to get a writ of replevin?
In many jurisdictions, about as long as it takes the
repossession driver to get to the nearest courthouse and fill out
the paperwork.
Asked in Repossession, Insurance
What is repossession insurance?
Wrongful repossession insurance???
Coverage for when the Repossession Agency wrongfully recovers an
asset for a myriad of reasons.
Asked in Repossession, Debt Collection, State Laws
Does a Right to Cure Notice have to be sent before repossession according to California law?
California allows self help repossession as long as there is no
breach of the peace. There is no requirement to send a Right to
Cure letter unless your specific contract says that one must be
sent prior to repossession.
Asked in Mortgages, Home Equity and Refinancing, Foreclosure, The Odyssey
How long does it take to repossess a home?
To answer your question simply, a repossession order will
typically be a 60 day repossession order. If however you do not
contest the repossession or don't turn up to the hearing it is more
likely to be a 30 day repossession order. However, you are not
clear if you have even received a notice of intended court action
or a court date. There is no hard, fast, rule which states when
each lender will start repossession proceedings, they can be
after just 1 missed payment - the average is between 2 and 3 missed
payments. This answer above has been copy & pasted from
http://www.repossession-stoppers.com/answers/how-long-does-a-house-repossession-take.htm
which is a UK site So if you are from outside the UK it may
be different...
Asked in Repossession, Credit Reports, Credit
Does the repossession company have to report the repossession to the police after the repossession?
I only know about the state of Massachusetts. And yes in our
state they have one hour to report the repossession to the police
department in the town of which the car was taken.
Asked in Auto Loans and Financing, Repossession, Loans
How late can a vehicle payment be in Virginia before repossession?
I am a repossession agent in Virginia it takes 2-3 months of not
paying before the repossession status occurs.
Answer
I am a repossession agent in Virginia it takes 1 missed payment
then repossession status occurs.
Asked in Repossession, Statutes of Limitations
What is the statute of limitations in regards to car repossession in NC?
As long as a vehicle is collateral for a loan, it can be
repoed.