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How long is bad credit on credit report?


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Answered 2011-01-30 15:52:20

7 to 11 years depending on debt to earning ratio

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A report about your credit that is bad.


Bad credit or any negative report will remain in your credit report for seven years. Therefore, if it happens that there is a wrong information that will affect your report negatively, be sure to dispute it immediately. You can also do your own credit card repair in order to eliminate any bad credit that will be reflected in your credit report.


It depends on your state, check with your local state law makers.


it can stay on your credit report for as long as 10 years.


You pull your credit report at credit report .com and as long as it has been seven years you can go online to dispute it. It should say dispute just push the button or call to dispute it they should have a number for each credit report which concist of three separate ones.


It most likely will not hurt your credit to much, When you apply for credit it shows as an inquiry on your credit report. To many inquiries is bad. And opening an account and closing it right after shows instability to your credit report and it sticks there for 7 years.


it currently takes 7 years for something to come off of your credit report


How long does a judgement stay on your credit report in ventura county/ca


In the majority of situations, bad credit items are supposed to fall off your credit report after 7 years, HOWEVER, this doesn't always happen. After the fall of date has passed, it is best to get a copy of your credit report to insure that negative items have been removed. Know your rights and get a Free Copy of Your Credit Report from the credit bureau


By definition, you have 'bad credit' if you pay your debts late or fail to pay them altogether. Therefore, if you have bad credit due to debts, or late payments, and you have no money, there is no way for you to repair your bad credit. But sometimes bad credit can be due to errors on your credit report. If this is the case, obtain a copy of your credit report, notify the credit reporting agency of the errors, and they will check into their accuracy and remove them from your credit report if they find that they are indeed truly errors.


Most information (good and bad) will stay on your credit report for seven years. However, some financial disasters (divorce, bankruptcy) can stay for as long as ten years. The silver lining to this is that, the older the negative information is, the less influence it has on the overall report.


YES its bad you dont get the lowest interest rates IF lenders will loan to you 7-10 years


Restoring bad credit takes time. You can start by requesting your credit report and dispute negative mistakes that you may find. Only the passage of time can improve your credit when you have legitimate negative remarks in your credit report.


The purpose of a free credit report is that the individual can get a report of their credit records. This way they can know what there standing is in terms of credit, and see if they have good credit or bad credit without paying any fees or services.


How long does a civil judgement in New Jersey stay on your credit report?


Something can stay on a credit record if the spending habits do not change. A bad credit report can be fixed by paying up future credit card debts on time.


You'll have to be patient and give the creditor 30 days to update your credit report. If it isn't done by then, simply dispute it and the bad information will be removed.


Vehicle repossessions stay on you credit report for 7 years.


A dispute on a credit report can take up to 30 days.


The FCRA says the SOL for debts or negs on your report can only remain for 7 years


it is when you check your credit it shows you your score and tells you if it is good or bad and it is important because without it you could spend extra money on something you buy because you have a bad credit report score.


A foreclosure will typically remain on your credit report for seven years.


Ten years from the date of discharge.


Bad credit history is reported for seven years. Each time you make a payment on the account, the time that a creditor can report the account starts over.


A shortsale will report as Settled for Less than the Full Balance and will stay on your credit report for 7 years.



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