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Q: How long is the free-look period for individual health insurance policies in Colorado?
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How do individual health insurance and group health insurance policies differ?

Individual health insurance policies are purchased by individuals or families, while group health insurance policies are purchased by corporations. Group policies are generally cheaper on a per-capita basis than are individual policies.


What do you call the person who sells insurance policies?

This individual is called an Agent or Insurance broker


Does Colorado require PIP?

Personal Injury Protection (PIP) Coverage is required for all Colorado auto insurance policies.


Does Humana Health Insurance sell individual policies?

Humana Health insurance does sell individual policies that you can purchase for yourself and family. You provide the company with your information and they will give you a quote based on multiple factors.


What discounts does Nationwide Mutual Insurance Company offer to their homeowners insurance policy holders?

If homeowners bundle their insurance polices they can receive up to a 15% discount on all policies that are current. For individual policies for homeowners insurance, there is a discount for every year that an individual is claim-free.


How long is the contestable period for Life insurance policies in the states of North Dakota and Colorado?

2 years


Does homeowners insurance cover fire or theft?

Most homeowner's insurance policies will cover fire and theft. Individual companies and policies will vary, so be sure you check with your insurance agent to verify if yours does.


In what class of life insurance are individual life insurance policies issued to members of a group with an employer or other body collecting or remitting the premiums to the insurer?

"In what class of life insurance are individual life insurance policies issued to members of a group with an employer or other body collecting or remitting the premiums to the insurer?"


How good is joint life insurance, and how much is it?

Joint life insurance basically insures two people with one policy. Joint life insurance policies exercise more leniency, making it easier to get life insurance. Premiums are also usually lower than if you were to buy two separate policies.


What is the benefit of family medical insurance above individual medical insurance?

The benefit of family medical insurance above individual medical insurance, is that your premiums are much lower and the whole family is covered, instead of having to take out separate policies for everyone.


Is individual insurance afforable?

Some insurance policies come with high monthly premiums, which can be a financial burden to pay. By performing some comparison shopping it should be possible to find some lower-cost options for individual insurance.


What types of policies are offered by AETNA individual health insurance?

The health insurance provider AETNA provides multiple policies to its customers. Some of the noteworthy policies are Managed Choice, which enables the holder to use a network of providers, and other types of HMO coverage.