This could be up to 1-4 years. depending on how much was lost.
Hope this helps:)
From:- Lucy from the jucy :) x
There are a large variety of different places where a Canadian can obtain a credit report. These places include, but are not limited to, going to Canadian banks and by going on Canadian credit report websites.
You can get your credit report from all three credit companies by going to your local bank and asking a mortgage consultant to run your credit report.
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
One can get a free credit card report by going to your local bank and requesting one. A dedicated agent will help you prepare your finances for the credit report.
One can obtain a free annual credit report from Experian by going on the site itself. After that, click Credit Report and insert your personal information for verification and they will provide you a free annual credit report.
One can request a free credit report from Equifax by going to their website and selecting free credit report. A dedicated agent will help you set up your account.
from what i heard yes it is going bankrupt and they are closing.
Going directly to the Experian website is the best way to get a free credit report. Some personal information is required. Someone get can one free credit report from them a year.
If the business is independent....a corporation...of you (both)...the BK won't effect your personal credit. If it isn't it's own legal entity...then you are the ones going bankrupt...not the business. Whether your married or not doesn't change that they would be each of your debts (probably jointly and independently) and your responsibility.
Generally speaking, at some point the creditor is not going to spend the money to keep a deragatory on your credit report. In the case of Bankruptcy it stays on you credit report for 10 yeas. In the case of foreclosure it stays on your credit report for 7 years.
It should not affect your credit rating. Discuss the situation with your bank and have it changed and monitor your credit report. If you see an error, report it immediately. In the report, you will be able to issue a statement on why the account was overdrawn and it will be removed.
no