0
What else can I help you with?
How can I effectively get rid of collection agencies?
To effectively get rid of collection agencies, you can start by paying off your debts or negotiating a payment plan with them. You can also request validation of the debt and dispute any inaccuracies. Additionally, you can seek help from a credit counseling agency or a consumer protection attorney for guidance on dealing with collection agencies.
Is there a look back period for debtors to file a judgment on a person alone?
Your question makes no sense. Debtors do not file judgments. Creditors seek judgments and courts file them.
How long before a collection agency can file a judgment in Washington state?
In Washington state, a collection agency can potentially file for a judgment as soon as they have exhausted other debt collection methods and the applicable statute of limitations has not expired, which is generally six years for most debts. However, the timeline may vary depending on the specific circumstances of the case. It is advisable to seek legal advice if you are facing a potential judgment from a collection agency.
What are Arizona's laws concerning original creditors collection agencies third party collectors lawsuits bankruptcy and SOL?
Wow! I am afraid that would take a considerable length of time to impart all that info. In general original creditors do not have to follow the FDCPA when pursuing collections (but they usually do).All other collection agencies do have to adhere to the FDCPA. Only attorneys can initiate lawsuits. Federal BK statutes apply in Arizona, but there are state exemptions which can also be used (simplified explanation). The SOL is 3 years on credit card debt. You may want to consult www.azleg.state.az.us for more info. Or email me if I can be of any further help.
What is a letter of collection from a collections law firm?
A collection letter from a la firm is the same as a collection letter from any other debt collection agency. The Supreme Court has held that lawyers that participate in the collection of debts are considered "debt collectors" under the Fair Debt Collection Practices Act," and therefore must comply with all of its mandates. That means the correspondence you first receive from them must identify the creditor, the amount of the debt, and advise you of your right to dispute and seek validation ofthe debtwithin the 30 days following the receipt of the letter.
Can unsecured creditors sue in Pennsylvania?
Yes, unsecured creditors can sue debtors in Pennsylvania to recover debts owed to them. The creditor can file a lawsuit in the appropriate court to seek a judgment against the debtor. If successful, the court may order wage garnishment, bank account levies, or other mechanisms to collect the debt.
The Bankruptcy Abuse and Prevention and Consumer Protection Act limited the number of debtors who could declare which type of bankruptcy?
The Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) of 2005 primarily limited the number of debtors who could declare Chapter 7 bankruptcy. The act introduced a means test to determine eligibility, making it more difficult for higher-income individuals to file for Chapter 7 and forcing many to seek Chapter 13 bankruptcy instead. This shift aimed to reduce perceived abuses in the bankruptcy system and encourage debtors to repay a portion of their debts.
What is debtor's refuge?
Debtor's refuge refers to a legal or physical space where individuals facing debt-related legal actions can seek protection from creditors. Historically, certain areas or jurisdictions would offer immunity from debt collection, allowing debtors to avoid imprisonment or legal penalties. Modern interpretations of debtor's refuge can also include bankruptcy protections and financial relief programs that help individuals manage or eliminate their debts. The concept emphasizes the balance between creditor rights and the need for individuals to have a chance for financial recovery.
How would someone consolidate their debts?
One way to consolidate your debts is to seek financial debt counseling from your bank or from a debt consolidator. They will discuss with you what you can and cannot do with your outstanding debt.
Do I as personal representative have to pay medical bills that I do not have money for?
The estate is responsible for the debts of the decedent. However, you should seek the advice of an attorney if there is money but not enough money to pay all the debts. There is a legal scheme by which debts must be paid.
What is under article 1811 for partnership?
Article 1811 of the Civil Code pertains to partnerships and addresses the liability of partners for partnership obligations. It states that partners are jointly and severally liable for the debts and obligations of the partnership. This means that each partner can be held responsible for the full amount of the partnership's debts, regardless of their individual share in the partnership. This provision ensures that creditors can seek full recovery from any partner, simplifying the process of debt collection.
What does forgive us your debts as you also have forgiven your debtors mean?
This is a verse of the "Lord's Prayer," spoken by Jesus when asked by his apostles for the correct way to pray to God. It can be found in the Gospel of Matthew 6:9-13. There are several possible translations-- the verse about "debt" and "debtors" is translated as "our trespasses" and "those who trespass against us" in some other versions. But the meaning is this: Jesus reminded his followers that God would forgive them for their mistakes, but they had to also show forgiveness to their fellow human beings. So, using the debts and debtors metaphor, God will forgive our debts (what we owe to Him), but we have to also emulate that behavior by forgiving those who owe us. (Note, this does not necessarily mean that if someone owes you money, you are supposed to just forget it. It means you are not supposed to hold a grudge or try to make the debtor feel guilty. As God has been compassionate to you, go and be compassionate to others.)
